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Minnesota Auto Loan Rate Trends

Track current and weekly average auto loan rates in Minnesota, view interactive rate trend charts, and compare local MN aprs against the national average.

New Auto Loan
5.323%
▼ 0.127 this week
As of Apr 9, 2026
Used Auto Loan
6.457%
▼ 0.504 this week
As of Apr 9, 2026

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Current Minnesota Auto Loan Rate Trends

Auto Loan rates in Minnesota fell 0.127 this week to 5.323%, down from 5.449% last week.

At 5.323%, Minnesota’s average sits 0.502 below the current national average of 5.825%. MN borrowers may have a competitive advantage relative to the national market.

The Minnesota auto loan rate averages on this page are calculated from 340 verified auto loan rate quotes collected across 50 banks and credit unions actively operating in Minnesota. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Minnesota Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Minnesota auto loan rate averages compiled from 340 current rate quotes across 50 banks and credit unions operating in MN — updated daily.

As of Apr 9, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Minnesota auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.