Track current and weekly average auto loan rates in Massachusetts, view interactive rate trend charts, and compare local MA aprs against the national average.
Auto Loan rates in Massachusetts fell 0.202 this week to 6.673%, down from 6.875% last week.
At 6.673%, Massachusetts’s average sits 0.848 above the current national average of 5.825%. This above-average spread may reflect local market conditions or regional lender competition in MA.
The Massachusetts auto loan rate averages on this page are calculated from 638 verified auto loan rate quotes collected across 113 banks and credit unions actively operating in Massachusetts. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Massachusetts auto loan rate averages compiled from 638 current rate quotes across 113 banks and credit unions operating in MA — updated daily.
As of Apr 9, 2026 • Data provided by MonitorBankRates.com