Track current and weekly average auto loan rates in Maryland, view interactive rate trend charts, and compare local MD aprs against the national average.
Auto Loan rates in Maryland fell 0.244 this week to 5.445%, down from 5.690% last week.
At 5.445%, Maryland’s average sits 0.395 below the current national average of 5.840%. MD borrowers may have a competitive advantage relative to the national market.
The Maryland auto loan rate averages on this page are calculated from 406 verified auto loan rate quotes collected across 59 banks and credit unions actively operating in Maryland. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Maryland auto loan rate averages compiled from 406 current rate quotes across 59 banks and credit unions operating in MD — updated daily.
As of Apr 8, 2026 • Data provided by MonitorBankRates.com