5.00% 3-Year Bonus CD Rate from Third Federal Savings & Loan: Best 3-Year Deal

Third Federal Savings & Loan's 3-year certificate of deposit has a current bonus rate of 5.00% APY for the first year, then the CD rate drops down to 3.50% APY for year 2 and year 3. The overall 3-year CD rate is 4.00% APY, which is still one of the highest CD rates around for a 36-month CD.