The Best CD Rates on 1 Year Certificates of Deposit on Christmas Eve

Christmas Eve and the fiscal cliff is upon us as the best CD rates on 1 year certificates of deposit remain unchanged at 1.04 percent. Average 12 month CD rates also remain unchanged this week over last at 0.71 percent. Currently on our 1 year bank CD rates list we have five banks offering the highest rate at 1.04 percent with an APY of 1.05 percent.