National 3 Month CD Interest Rates: Best CD Rate at 0.66 Percent

The current FDIC national average 3 month CD rate is 0.13%, the FDIC's rate cap is 0.88 percent. There are many banks offering 3 month CD rates higher than the average but right now no CD rates at banks on our list has a rate as high as the FDIC's cap of 0.88 percent.