National CD Rates on 12 Month Certificates of Deposit

The current national average 12 month CD rate is at 0.466% but you can find bank CD rates higher than the national average. Right now on our 12 month list of CD rates Discover Bank, Ally Bank and Aurora Bank top our list. Discover Bank is currently offering 1 year CD rates at 1.14% with a yield of 1.15%. Discover's 1 year CD rate is more than double the national average.