Highest CD Rates: Best National 12 Month CD Yield at 1.33%

Right now on our list of the best CD rates on 12 month certificate of deposits Bank of Internet USA tops our list. Bank of Internet is offering 12 month CD rates at 1.32% with a CD yield of 1.33%. That rate is much higher than the current national average 12 month CD interest rate of 0.539% as reported by MonitorBankRates.com.