MonitorBankRates
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iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Co-Founder & Lead Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: July 18, 2011 | Updated: May 17, 2018

Highest CD Rates: Best National 12 Month CD Yield at 1.33%

Right now on our list of the best CD rates on 12 month certificate of deposits Bank of Internet USA tops our list. Bank of Internet is offering 12 month CD rates at 1.32% with a CD yield of 1.33%. That rate is much higher than the current national average 12 month CD interest rate of 0.539% as reported by MonitorBankRates.com.

Find CD rates at banks and credit unions by searching our rate tables here: Highest CD rates.

The second best CD rate on our list of national CD rates is from E-Loan.com (Parent Company: Banco Popular North America). E-Loan is offering 1 year certificate of deposit rates at 1.25% with a CD yield of 1.26%.

The third highest CD rate on our list is from Discover Bank and Sallie Mae Bank. Both banks are offering 1 year bank CD rates at 1.19% with a yield of 1.20%.

Ally Bank is fourth on our list with a rate of 1.18% and a yield of 1.19%. Rounding out the top 5 highest CD rates is AIG Bank and Nationwide Bank. Both banks are offering 1 year CD rates at 1.14% with a yield of 1.15%.

Use our free CD calculator to figure out how much interest you will earn on your CD investment.