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iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Co-Founder & Lead Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: June 22, 2011 | Updated: June 28, 2015

Highest National CD Rates: E-Loan Still Tops Our 12 Month CD Rates list at 1.25%

The best national CD rates can be found right here at monitorbankrates.com. We have compiled a list of the highest national CD rates with terms of 3 months, 6 months and 12 months. Right now E-loan.com tops our best 12 month CD rates list with a rate of 1.25% and a yield of 1.26%. E-loan jumped to the top recently after offering very low rates for a couple of years. Let’s see if any other banks or credit unions start raising their 12 month rates to top E-loan.

You can find the best national and local CD rates at banks and credit unions by searching our rate tables at CDRates.MonitorBankRates.com.

Other top 1 year rates include Bank of Internet which is currently offering 1 year certificate of deposit rates at 1.19% with a yield of 1.20%. BofI has consistently offered one of the best CD rates on 12 month CDs for several years.

Highest National CD Rates

Best 12 month CD Rates

  • E-loan.com Rate 1.25% Yield 1.26%
  • Bank of Internet Rate 1.20% Yield 1.21%
  • Discover Bank Rate 1.19% Yield 1.20%
  • Ally Bank Rate 1.19% Yield 1.20%
  • Sallie Mae Bank Rate 1.19% Yield 1.20%

Best 6 Month CD Rates

  • Ally Bank Rate 0.94 Yield 0.94%
  • Discover Bank Rate 0.90% Yield 0.90%
  • GiantBank.com Rate 0.85% Yield 0.85%
  • Nation Wide Bank Rate 0.80% Yield 0.80%
  • ING Direct Rate 0.75% Yield 0.75%

Best 3 Month CD Rates

  • Tennessee Commerce Bank Rate 0.55% Yield 0.55%
  • Discover Bank Rate 0.50% Yield 0.50%
  • E-Loan.com Rate 0.50% Yield 0.50%
  • Nationwide Bank Rate 0.50% Yield 0.50%
  • Ally Bank Rate 0.50% Yield 0.50%

You can keep track of average CD rates on your website by using our free CD rates widgets here: CD Rates Widgets code.