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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Co-Founder & Lead Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: March 31, 2011 | Updated: May 14, 2011

Fixed Mortgage Rates and Adjustable Mortgage Rates Higher 3-31: 30 Year Mortgage Rates at 4.86%

Fixed conforming mortgage rates and adjustable conforming mortgage rates are higher in the most recent mortgage rate survey released this morning. In this week’s Primary Mortgage Market Survey released by Freddie Mac fixed conforming 30 year mortgage rates are averaging 4.86 percent with 0.7 discount points for the week ending March 31, 2011. 30 year rates are up from 4.81 percent with 0.7 points in the prior week’s survey.

Fixed conforming 15 year mortgage rates averaging above 4.09 percent with 0.7 points for the week ending March 31, 2011. In the previous week’s survey 15 year rates averaged 4.04 percent with 0.7 points.

5 year Treasury-indexed adjustable mortgage rates averaged 3.70 percent with 0.7 points for the week ending March 31, 2011, up from the previous week’s average 5 year adjustable interest rate of 3.62 percent with 0.6 points.

1 year U.S. Treasury indexed adjustable loan rates averaged 3.26 percent with 0.6 points for the week ending March 31, 2011, up from the prior week’s average 1 year adjustable home mortgage rate of 3.21 percent with 0.6 points.