Mortgage Rates and Refinance Rates 3/4: 30 Year Jumbo Rates at 5.48%, 15 Year Jumbo Rates at 4.66%

Today's mortgage rates and refinancing rates are mixed. 30 year conforming mortgage rates and refinance rates are averaging 4.85 percent, up from yesterday's average 30 year home loan rate and mortgage refinance rate of 4.78 percent.  30 year mortgage rates and refinance rates in California are currently higher than the national average 30 year rate. 30 year rates in CA are averaging 4.96 percent.