1/29 Mortgage Rates and Refinancing Rates Mixed Today: 30 Year Mortgage Rates Averaging 4.80%, 30 Year Mortgage Rates in California Averaging 4.93%

Conforming mortgage rates and refinancing rates are lower this morning while jumbo mortgage rates and refi rates are higher. 30 year mortgage rates and refinancing rates today are averaging 4.80 percent, a decrease from yesterday’s average 30 year mortgage rate and refinance rate of 4.82 percent. Conforming 30 year mortgage refinancing rates and mortgage loan rates in California are higher than the current national average rate. Today's 30 year mortgage rates and refinancing mortgage rates in California are averaging 4.93 percent.