Long Term Rates Higher: 15 Year Rate Mortgages Averaging 4.20%

Fixed long term mortgage rates and refinance rates are mostly higher this afternoon except average rates on fixed 30 year mortgages. The current national average 30 year rate mortgage is 4.78 percent, down from yesterday when 30 year rate mortgages averaged 4.88 percent. 30 year mortgage interest rates and refinance interest rates in Utah are lower than the national average 30 year rate mortgage. The current 30 year rate in UT is averaging 4.75 percent.