Second on our list of used auto loan rates in Topeka, Kansas is Intrust Bank with a 4 year used auto loan rate of 4.24 percent. Intrust Bank also is offering a 0.25 percent auto loan rate discount if you have your monthly auto loan payments automatically deducted from a Intrust Bank checking account.
Third on our list of used auto loan rates in Topeka is U.S. Bank with an auto loan rate of 4.50 percent. U.S. Bank also has a auto rate discount of .50 percent for a Green Auto Loan. Here are the details: You receive a .50 percent discount when you identify a cleaner, more fuel efficient vehicle through the EPA Green Vehicle Guide, and choose to finance or refinance that new or used U.S. EPA Certified SmartWay® vehicle with U.S. Bank, you can get .50% off the interest rate on your U.S. Bank direct auto loan.
4 Year Used Auto Loan Rates in Topeka, KS
| Institution | Rate | Rate Discounts | Monthly Payment |
| Pentagon Federal Credit Union | 2.99% | 0.00% | $442.60 |
| Intrust Bank | 4.24% | 0.25% | $370.50 |
| US Bank | 4.50% | 0.50% | $456.07 |
| Bank of America | 5.25% | 0.00% | $379.72 |
| Capitol Federal Savings | 5.99% | 0.25% | $469.61 |
| Commerce Bank | 6.30% | 0.50% | $389.45 |
| Commerce Bank | 6.30% | 0.50% | $389.45 |
| Emprise Bank | 6.50% | 0.25% | $474.30 |
| First National Bank of KS | 7.01% | 0.25% | $479.05 |
