MonitorBankRates
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iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, or the rates shown.
Written by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Co-Founder & Lead Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Co-Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates and data displayed are actual, verified figures sourced directly from financial institutions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Published: March 11, 2010 | Updated: June 28, 2015

Top Online Savings Account Rates and Money Market Rates

Here is a list of the top 10 online savings account rates and money market account rates on our rate tables:

  1. Bank of Internet USA 1.50% APY Min $100
  2. BancorpSouth  1.50% APY Min $1 1.50% APY Min $ 1 Transfer at least $50 (total) into this account via ACH or Internet Banking, also combine Performance Savings and Performance Checking account statements into one statement. Balances over $30K get Non bonus Performance Savings rate 0.15% APY
  3. Capital One Direct Banking 1.40% APY Min $2500 10% bonus on interest earned
  4. Nationwide Bank 1.35% APY Min $2000
  5. Discover Bank 1.35% APY Min $500
  6. American Express Bank FSB 1.30% APY Min $0
  7. Ally Bank 1.30% APY Min $1
  8. Giantbank.com 1.26% APY Min $1000
  9. EverBank 1.26% APY Min $1
  10. FNBO DIRECT 1.25% APY Min $1

Search our savings rate/money market rate tables to find the best rates in your area. SavingsAccount.MonitorBankRates.com