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Advertiser Disclosure
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 People First Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
People First Federal Credit Union's Savings & IRA CDs rates are at 3.80%. People First Federal Credit Union's savings rates are at 0.05%. People First Federal Credit Union's money market rates are at 0.75%. People First Federal Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of People First Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.04%. Rates were last updated on 04/18/2026. People First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at People First Federal Credit Union? Share your experience about People First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use People First Federal Credit Union. People First Federal Credit Union
Headquarters 740 W Hamilton St Ste 300
https://www.peoplefirst.com Allentown, PA 18101 2474 
People First Federal Credit Union Savings Rates
People First Federal Credit Union Money Market Rates
People First Federal Credit Union Checking Rates
People First Federal Credit Union Home Equity & HELOC
People First Federal Credit Union Auto Loan Rates
People First Federal Credit Union Credit Card Rates
People First Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for People First Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather People First Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with People First Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
People First Federal Credit Union
Website
https://www.peoplefirst.com
Address
740 W Hamilton St Ste 300,
Allentown, PA 18101 2474
Phone
610-797-7440
Fax
610-798-9241
President
Gerard Judge
CEO
Howard Meller
Full-Time Employees
154
Part-Time Employees
12
Branch Locations
9
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.04%
Return on Assets (ROA)
0.3146%
Return on Equity (ROE)
3.9519%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
958,345,667
Total Amount of Shares and Deposits
892,340,225
Total Shares and Deposits < 1 Year
864,451,812
Total Shares and Deposits 1 3 Years
23,850,211
Total Shares and Deposits > 3 Years
4,038,202
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,294,547
Total Uninsured Shares and Deposits > $250K (F+J)
29,294,547
Total Insured Shares and Deposits > $250K (item 17 less item K)
863,045,678
Total Interest Expense (Sum of items 6 8)
9,845,646
Share Certificates
10,333
Number of Accounts for Share Drafts
44,444
IRA KEOGH Accounts
3,078
Number of Accounts for Regular Shares
83,844
Money Market Shares
2,249
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,672,957
Total Liabilities
901,435,975
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About People First Federal Credit UnionIs People First Federal Credit Union a safe place to deposit money?Yes, People First Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 8.0392159586761%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does People First Federal Credit Union operate?People First Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join People First Federal Credit Union?Yes, to access services at People First Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, People First Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, People First Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does People First Federal Credit Union offer online and mobile banking?Most modern institutions like People First Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.peoplefirst.com. Current People First Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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