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The Tennessee Credit Union Rates & Review April 2026

The Tennessee Credit Union's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of The Tennessee Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.41%. Rates were last updated on 04/23/2026.

The Tennessee Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Tennessee Credit Union? Share your experience about The Tennessee Credit Union by leaving a review below, or read customer reviews before you decide to use The Tennessee Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.41%
Excellent Lower than avg
The Tennessee Credit Union
MAIN BRANCH
1400 8TH Ave S
NASHVILLE, TN 37203 5007
https://ttcu.org
Member NCUA

The Tennessee Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.49%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.41%

The Tennessee Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 14.15%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.41%

The Tennessee Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 10.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.41%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The Tennessee Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Tennessee Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Tennessee Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Tennessee Credit Union
Address 1400 8TH Ave S, NASHVILLE, TN 37203 5007
Phone 615-244-1910
Fax
President CHRIS HENSON
CEO RAFAEL RONDON
Full-Time Employees 81
Part-Time Employees 0
Branch Locations 7
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.41%
Return on Assets (ROA)
0.1418%
Return on Equity (ROE)
1.6969%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
395,275,889
Total Amount of Shares and Deposits
341,981,412
Total Shares and Deposits < 1 Year
322,241,072
Total Shares and Deposits 1 3 Years
18,325,298
Total Shares and Deposits > 3 Years
1,415,042
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,223,572
Total Uninsured Shares and Deposits > $250K (F+J)
19,223,572
Total Insured Shares and Deposits > $250K (item 17 less item K)
322,757,840
Total Interest Expense (Sum of items 6 8)
4,215,119
Share Certificates
522
Number of Accounts for Share Drafts
9,856
IRA KEOGH Accounts
355
Number of Accounts for Regular Shares
19,466
All other shares
1,419
Non Member Deposits
233
Money Market Shares
1,801
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,933,293
Total Liabilities
363,718,070
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About The Tennessee Credit Union

Is The Tennessee Credit Union a safe place to deposit money?

Yes, The Tennessee Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4087550010656%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does The Tennessee Credit Union operate?

The Tennessee Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Tennessee Credit Union?

Yes, to access services at The Tennessee Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Tennessee Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Tennessee Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The Tennessee Credit Union offer online and mobile banking?

Most modern institutions like The Tennessee Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ttcu.org.