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Longview Federal Credit Union Rates & Review April 2026

You can compare Longview Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.53%, 6-month share certificate rates at 3.56% and 3-month share certificate rates at 0.10%. Savings rates are at 3.75% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to Longview Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Longview Federal Credit Union with a 4.4 Star Rating, an B Overall Health Grade, and a Texas Ratio of 22.04%. Rates were last updated on 04/23/2026.

Longview Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Longview Federal Credit Union? Share your experience about Longview Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Longview Federal Credit Union.

Overall Health & Safety Grade ?
B
Solid Health Score: 83/100
MonitorBankRates Rating ?
4.4
Excellent Out of 5.0 Stars
Texas Ratio ?
22.04%
Good Higher than avg
Longview Federal Credit Union
Longview Federal Credit Union
108 Carmon Ct
White Oak, TX 75693
Member NCUA

Current Rate Availability

We do not have Longview Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Longview Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Longview Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Longview Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Longview Federal Credit Union
Website
Address 108 Carmon Ct, White Oak, TX 75693
Phone 903-297-4522
Fax 903-297-0666
President Ron Rutherford
CEO Rachel Ochoa
Full-Time Employees 2
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B (83/100)
Texas Ratio
22.04%
Return on Assets (ROA)
-0.5554%
Return on Equity (ROE)
-2.3881%
Non-Performing Loans Ratio (NPL)
6.20%
Total Assets
3,315,784
Total Amount of Shares and Deposits
2,402,286
Total Shares and Deposits < 1 Year
2,402,286
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,402,286
Total Interest Expense (Sum of items 6 8)
7,758
Number of Accounts for Regular Shares
647
Net Income (unless the amount is already included in Undivided Earnings)
-18,417
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
82,347
Total Liabilities
2,544,581
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Longview Federal Credit Union

Is Longview Federal Credit Union a safe place to deposit money?

Yes, Longview Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 22.042235128782%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Longview Federal Credit Union operate?

Longview Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Longview Federal Credit Union?

Yes, to access services at Longview Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Longview Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Longview Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Longview Federal Credit Union offer online and mobile banking?

Most modern institutions like Longview Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.