MonitorBankRates
  1. Home
  2. Credit Unions
  3. LA Financial Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

LA Financial Federal Credit Union Rates & Review April 2026

LA Financial Federal Credit Union's 4-month CD rates are at 7.00%. MonitorBankRates evaluates the financial stability of LA Financial Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.51%. Rates were last updated on 04/17/2026.

LA Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LA Financial Federal Credit Union? Share your experience about LA Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use LA Financial Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.51%
Excellent Lower than avg
LA Financial Federal Credit Union
Corporate Office
177 E Colorado Blvd Ste 900
Pasadena, CA 91105 1983
https://www.lafinancial.org
Member NCUA

LA Financial Federal Credit Union CD Rates

Product Rate APY Term View More
4-month Share Certificate - 7.00% 4
Min Deposit $500
Details Offer available to CU SoCal Members over the age of 18 with a Rewards Checking Account. $25 minimum opening deposit required on a new Rewards Checking Account. Promotional rate of 7.00% APY for 4 months valid April 1 - April 30, 2026.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.51%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for LA Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather LA Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LA Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name LA Financial Federal Credit Union
Address 177 E Colorado Blvd Ste 900, Pasadena, CA 91105 1983
Phone 800-894-1200
Fax 626-449-3429
President Gail LeGros
CEO Carol Galizia
Full-Time Employees 77
Part-Time Employees 2
Branch Locations 4
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.51%
Return on Assets (ROA)
-0.0784%
Return on Equity (ROE)
-0.9041%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
545,403,731
Total Amount of Shares and Deposits
476,880,608
Total Shares and Deposits < 1 Year
448,486,117
Total Shares and Deposits 1 3 Years
16,652,997
Total Shares and Deposits > 3 Years
11,741,494
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
26,195,558
Total Uninsured Shares and Deposits > $250K (F+J)
26,195,558
Total Insured Shares and Deposits > $250K (item 17 less item K)
450,685,050
Total Interest Expense (Sum of items 6 8)
1,226,343
Share Certificates
1,636
Number of Accounts for Share Drafts
14,195
IRA KEOGH Accounts
785
Number of Accounts for Regular Shares
27,209
Non Member Deposits
26
Money Market Shares
1,855
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
34,575,666
Total Liabilities
508,230,896
Source: NCUA — Last Updated 03/31/2024

Customer Reviews

There are no reviews for LA Financial Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for LA Financial Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About LA Financial Federal Credit Union

Is LA Financial Federal Credit Union a safe place to deposit money?

Yes, LA Financial Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.51426467442327%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does LA Financial Federal Credit Union operate?

LA Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join LA Financial Federal Credit Union?

Yes, to access services at LA Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, LA Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LA Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does LA Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like LA Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lafinancial.org.