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Hawaii State Federal Credit Union Rates & Review June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: June 11, 2026

You can compare Hawaii State Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 3.53% and 3-month share certificate rates at 3.60%. Savings rates are at 0.03% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to Hawaii State Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Hawaii State Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.18%. Rates were last updated on 06/11/2026.

Hawaii State Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hawaii State Federal Credit Union? Share your experience about Hawaii State Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hawaii State Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
7.18%
Excellent Higher than avg
Hawaii State Federal Credit Union
Headquarters Building
333 Queen St
Honolulu, HI 96813 4726
https://www.hawaiistatefcu.com
Member NCUA

Current Rate Availability

We do not have Hawaii State Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Hawaii State Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hawaii State Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hawaii State Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hawaii State Federal Credit Union
Website https://www.hawaiistatefcu.com
Address 333 Queen St, Honolulu, HI 96813 4726
Phone 808-587-2700
Fax
President Mark Yamakawa
CEO Andrew Rosen
Full-Time Employees 377
Part-Time Employees 1
Branch Locations 15
ATM Locations 15
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.18%
Return on Assets (ROA)
0.7533%
Return on Equity (ROE)
8.2555%
Non-Performing Loans Ratio (NPL)
1.35%
Total Assets
2,828,543,144
Total Amount of Shares and Deposits
2,540,324,981
Total Shares and Deposits < 1 Year
2,524,528,630
Total Shares and Deposits 1 3 Years
12,314,004
Total Shares and Deposits > 3 Years
3,482,346
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
106,526,167
Total Uninsured Shares and Deposits > $250K (F+J)
106,526,167
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,433,798,814
Total Interest Expense (Sum of items 6 8)
28,218,533
Share Certificates
9,299
Number of Accounts for Share Drafts
84,454
IRA KEOGH Accounts
3,412
Number of Accounts for Regular Shares
120,216
Money Market Shares
14,108
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
272,208,680
Total Liabilities
2,581,369,198
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Want to discuss Hawaii State Federal Credit Union with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Hawaii State Federal Credit Union
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Frequently Asked Questions About Hawaii State Federal Credit Union

How many branches does Hawaii State Federal Credit Union operate?

Hawaii State Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hawaii State Federal Credit Union?

Yes, to access services at Hawaii State Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hawaii State Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hawaii State Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hawaii State Federal Credit Union offer online and mobile banking?

Most modern institutions like Hawaii State Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hawaiistatefcu.com.

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