Virginia Savings Rate Trends
Track current and weekly average savings account APYs across all products in Virginia, view interactive rate trend charts, and compare VA APYs against the national average.
Current Virginia Savings Rate Trends
High-Yield Savings APYs in Virginia rose by +0.710 this week, pushing the current average APY to 1.302%. Savers depositing in VA are now earning more than they would have last week, when the average stood at 0.592%.
At 1.302%, Virginia's High-Yield Savings APY sits -0.344 below the current national average of 1.646%. Savers in VA may find better yields by comparing online offerings or considering national institutions.
The Standard Savings APY in Virginia currently averages 0.303%, compared to 0.529% last week. Savers weighing account type should note that standard savings APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The Virginia savings account rate averages displayed on this page are calculated from 609 verified savings rate quotes collected across 112 banks and credit unions actively operating in Virginia. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors, not promotional teaser rates.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated savings account rate database spanning community banks, regional lenders, national institutions, and credit unions across Virginia. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in VA.
Data reflects average APYs offered by licensed institutions operating in VA. Last Updated: April 1, 2026
Virginia Savings Rate Trends
Weekly average APYs across all savings products. Hover over the chart to see exact APYs for each week.
Virginia savings rate averages compiled from 609 current savings rates across 112 banks and credit unions operating in VA — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering Virginia financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical VA savings rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://www.monitorbankrates.com/savings-account-rates/virginia/trends. For custom data pulls, contact us here.
