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New Jersey Checking Account Rates and Checking Account Yields

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The highest checking account rate on our New Jersey checking account rate tables is from Kearney Federal Savings Bank. The bank’s current High Yield Checking Rate is 2.48 percent with a checking account yield of 2.51 percent. Kearney Federal Savings Bank checking rate is so because it is an awards checking account with the following monthly requirements:

Must make 10 debit card transactions; sign up for online banking and receive direct deposit or ACH debit per statement cycle to receive rates. If requirements are not met account earns .05% APY. 

The best New Jersey checking account rate on our rate table without any month requirements is from FNBO direct. The bank’s current Online BillPay account rate is 1.09 percent with a checking interest yield of 1.10 percent.   

New Jersey Checking Account Rates and Checking Account Yields

  • Kearney Federal Savings Bank Checking Account Rates 2.51% Checking Account Yields 2.48% Min $ 1   
  • FNBO Direct Checking Account Rates 1.10% Checking Account Yields 1.09% Min $500   
  • Capital One Direct Banking Checking Rates 1.01% Checking Account Yields 1.01% Min $ 1   
  • Flagstar Bank Checking Rates 0.85% Checking Account Yields 0.85% Min $ 1   
  • First Internet Bank of IN Checking Rate 0.75% Checking Account Yields 0.75% Min $500   
  • Bank of Internet USA Checking Rate 0.71% Checking Account Yields 0.71% Min $ 1   
  • Salem Five Direct Rates 0.60% Checking Account Yields 0.60% Min $ 1   
  • EverBank Checking Rate 0.51% Checking Account Yields 0.51% Min $ 1   
  • Ally Bank Checking Rates 0.50% Checking Account Yields 0.50% Min $ 1   
  • Haven Savings Bank Checking Rates 0.50% Checking Account Yields 0.50% Min $1000   
  • Hudson City Savings Bank Checking Rates 0.50% Checking Account Yields 0.50% Min $ 10   
  • Boiling Springs Savings Bank Checking Rates 0.50% Checking Account Yields 0.50% Min $ 1   
  • Manasquan Saving Bank Checking Rate 0.50% Checking Account Yields 0.50% Min $ 1   
  • Oritani Savings Checking Rates 0.50% Checking Account Yields 0.50% Min $1000   
  • Columbia Bank Checking Rates 0.40% Checking Account Yields 0.40% Min $ 1   
  • ING DIRECT Checking Rates 0.25% Checking Account Yields 0.25% Min $ 1   
  • Giantbank.com Rates 0.25% Checking Account Yields 0.25% Min $1000   
  • Community Bank of Bergen County Checking Rates 0.25% Checking Account Yields 0.25% Min $ 1 
 
Author: Lisa Graham
December 15th, 2010