Today’s Mortgage Rates: Current Average Mortgage Rates November 30, 2009

Mortgage rates are slightly lower this week over last. Conforming mortgage rates and jumbo mortgage rates are both lower. The average 30 year mortgage rate is at 4.85 percent this week. Today's average jumbo 30 year mortgage rate is currently at 5.65 percent.

Freddie Mac reported in last week's Primary Mortgage Market Survey that 30 year mortgage rates matched an all time low and 15 year mortgage rates hit another record low.

Looking for Today’s Mortgage Rates? The Best Mortgage Rates can be found in your state or zip code by using our Mortgage Rate Tables: Mortgage Rate Tables

Today's Mortgage Rates:

30 year mortgage rates declined to 4.85 percent this week, down from last week’s average home loan rate of 4.90 percent, almost matching an all time low 4.84 percent set May 18, 2009.

15 year mortgage rates are down to 4.35 percent this week from last week’s average loan rate of 4.37 percent. 15 year mortgage rates hit a new low for 2009.

Jumbo Mortgage rates

30 year jumbo mortgage rates are averaging 5.65 percent this week, down from last week’s mortgage rate of 5.69 percent.

15 year jumbo mortgage rates are averaging 5.12 percent this week, down from the previous week’s average rate on a 15 year home loan of 5.19 percent.

Adjustable Mortgage Rates

One year adjustable mortgage rates are averaging  4.11 percent this week, down from the previous week’s one year home loan rate of 4.30 percent.

Three year adjustable rate mortgages are averaging 4.20 percent this week, down from the prior week’s average rate for a three year mortgage loan of 4.40 percent.

Average five year mortgage rates are at 4.11 percent this week, up from last week’s average home loan interest rate of 4.06 percent.

The average rate on a seven year ARM is at 4.52 percent this week, up from last week’s average home bank loan rate of 4.50 percent.

Ten year ARMs are averaging 4.86 percent this week, down from the previous week when 10 year mortgage interest rates were at 4.88 percent.

Jumbo Adjustable Mortgage Rates

One year jumbo adjustable mortgage rates are averaging 5.48 percent this week,  down slightly from last week’s average loan interest rate of 5.49 percent.

Three year jumbo loans are averaging 5.40 percent this week, down from last week’s average mortgage interest rate of 5.42 percent.

Today's five year jumbo rates are at 5.41 percent this week, up over .50 percent from last week’s average home mortgage loan rate 0f 4.83 percent.

The current average mortgage rate on a seven year jumbo mortgage is at 5.39 percent, down from last week’s average mortgage loan interest rate of 5.57 percent.

The average rate on a 10 year jumbo ARM is at  6.65 percent, up almost one percent from last week’s average loan rate of 5.89 percent.

Interest Only Mortgage Rates (IO Loans)

Average three year interest only loan rates are at 4.40 percent this week, down from last week’s three year home loan rate of 4.50 percent.

Average five year IO loans are at 4.23 percent, up from the prior week's average five year loan interest rates of 4.15 percent.

Average seven year IO mortgage rates are averaging 4.71 percent this week, up from last week's average interest rate of 4.70 percent.

Jumbo Interest Only Mortgage Rates (IO)

The average rate on a three year jumbo interest only mortgage is unchanged at 5.53 percent this week over last.

The average five year jumbo IO mortgage is at 5.97 percent this week, up from the prior week’s average IO mortgage rate of 5.23 percent.

The average seven year jumbo IO mortgage rate is at 5.66 percent, down from last week’s average jumbo rate of 5.94 percent.

Home Equity Loan

The average rate on a 10 year home equity loan is down slightly to 7.494 percent this week, down from the prior week’s average equity home loan rate of 7.496 percent.

The average 15 year home equity rate decreased to 7.624 percent this week, down from the last week’s average home equity loan rate of 7.629 percent.

Home Equity Line of Credit Rates (HELOC)

The average home equity line of credit rate was up slightly to 4.904 percent this week, up from last week’s average HELOC rate of 4.898 percent.

Looking for Mortgage Rates? Current mortgage rates including jumbo rates can be found in your state or zip code by using our bank mortgage rate tables. Find Mortgage Rates Here