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Advertiser Disclosure
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 Complex Community Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Complex Community Federal Credit Union's 12 Month Jumbo CDs & IRA CDs rates are at 4.24%, 12 Month Members Advantage CDs & IRA CDs rates are at 4.13%, 12 Month CDs & IRA CDs rates are at 4.08%, 6 Month CAMPUS CDs & IRA CDs rates are at 4.03%, 6 Month Members Advantage CDs & IRA CDs rates are at 4.03%. Complex Community Federal Credit Union's money market rates are at 0.58%. Complex Community Federal Credit Union's Personal Loan Rates are at 8.95%. MonitorBankRates evaluates the financial stability of Complex Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.26%. Rates were last updated on 03/25/2026. Complex Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Complex Community Federal Credit Union? Share your experience about Complex Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Complex Community Federal Credit Union. Complex Community Federal Credit Union
OPERATIONS and TRAINING CENTER 4519 E 51st St
https://www.comcfcu.com Odessa, TX 79762 
Complex Community Federal Credit Union CD Rates
Complex Community Federal Credit Union Savings Rates
Complex Community Federal Credit Union Money Market Rates
Complex Community Federal Credit Union Credit Card Rates
Complex Community Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Complex Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Complex Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Complex Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Complex Community Federal Credit Union
Website
https://www.comcfcu.com
Address
4519 E 51st St,
Odessa, TX 79762
Phone
432-550-9126
Fax
432-368-5781
President
Jack Westerfeldt Jr
CEO
Jason Berridge
Full-Time Employees
154
Part-Time Employees
4
Branch Locations
10
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.26%
Return on Assets (ROA)
1.1956%
Return on Equity (ROE)
8.5782%
Non-Performing Loans Ratio (NPL)
0.69%
Total Assets
774,374,177
Total Amount of Shares and Deposits
667,208,733
Total Shares and Deposits < 1 Year
652,610,028
Total Shares and Deposits 1 3 Years
10,376,569
Total Shares and Deposits > 3 Years
4,222,136
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,079,615
Total Uninsured Shares and Deposits > $250K (F+J)
44,079,615
Total Insured Shares and Deposits > $250K (item 17 less item K)
623,129,118
Total Interest Expense (Sum of items 6 8)
6,824,708
Share Certificates
2,401
Number of Accounts for Share Drafts
32,809
IRA KEOGH Accounts
1,045
Number of Accounts for Regular Shares
48,029
Money Market Shares
1,799
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
85,208,303
Total Liabilities
674,782,168
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Complex Community Federal Credit UnionIs Complex Community Federal Credit Union a safe place to deposit money?Yes, Complex Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2633754725356%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Complex Community Federal Credit Union operate?Complex Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Complex Community Federal Credit Union?Yes, to access services at Complex Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Complex Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Complex Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Complex Community Federal Credit Union offer online and mobile banking?Most modern institutions like Complex Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.comcfcu.com. Current Complex Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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