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 Blaze Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 16, 2026
Blaze Credit Union's 15 Year Fixed Refi - Max Closing Costs rates are at 6.25%, 15 Year Fixed Jumbo Refi rates are at 6.38%, 15 Year Fixed Refi - Max Closing Costs rates are at 6.38%, 15 Year Fixed Refi rates are at 6.25%, 15 Year Fixed Jumbo Refi rates are at 6.50%. Blaze Credit Union's Personal Loan Rates are as low as 16.40%. Blaze Credit Union's Credit Card Rates are at 12.40%. MonitorBankRates evaluates the financial stability of Blaze Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.92%. Rates last updated and verified on 09/16/2026. Blaze Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Blaze Credit Union? Share your experience about Blaze Credit Union by leaving a review below, or read customer reviews before you decide to use Blaze Credit Union. 
Blaze Credit Union Mortgage Rates
Blaze Credit Union Home Equity & HELOC
Blaze Credit Union Auto Loan Rates
Blaze Credit Union RV, Boat and Powersport Loan Rates
Blaze Credit Union Credit Card Rates
Blaze Credit Union Personal Loan Rates
Blaze Credit Union Other Rates
Financial Health HistoryBlaze Credit Union’s Texas Ratio stayed near 3.17% in Q2 2023 to 2.92% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Blaze Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Blaze Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Blaze Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Blaze Credit Union
Website
https://blazecu.com/
Address
2025 Larpenteur Ave W,
Falcon Heights, MN 55113
Phone
651-215-3500
Fax
President
Tom Heinzen
CEO
Dan Stoltz
Full-Time Employees
613
Part-Time Employees
14
Branch Locations
29
ATM Locations
25
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.92%
Return on Assets (ROA)
0.2075%
Return on Equity (ROE)
2.4157%
Non-Performing Loans Ratio (NPL)
0.49%
Total Assets
4,820,296,188
Total Amount of Shares and Deposits
4,041,803,712
Total Shares and Deposits < 1 Year
3,864,974,918
Total Shares and Deposits 1 3 Years
117,336,103
Total Shares and Deposits > 3 Years
59,492,690
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
307,707,834
Total Uninsured Shares and Deposits > $250K (F+J)
307,707,834
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,734,095,878
Total Interest Expense (Sum of items 6 8)
20,556,765
Share Certificates
30,893
Number of Accounts for Share Drafts
167,230
IRA KEOGH Accounts
10,288
Number of Accounts for Regular Shares
316,628
All other shares
11,700
Non Member Deposits
124
Money Market Shares
19,573
Net Income (unless the amount is already included in Undivided Earnings)
10,004,158
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Adequately Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
406,785,809
Total Liabilities
4,472,201,227
Source: NCUA — Last Updated 03/31/2026
Customer ReviewsXNQO
December 17, 2025
dWqu
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Frequently Asked Questions About Blaze Credit UnionHow many branches does Blaze Credit Union operate?Blaze Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Blaze Credit Union?Yes, to access services at Blaze Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Blaze Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Blaze Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Blaze Credit Union offer online and mobile banking?Most modern institutions like Blaze Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://blazecu.com/. Compare to Other Credit Unions
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