What are the current interest rates at Accentra Credit Union?

Current rates for Accentra Credit Union include: 18-Month CD: 3.09%, 24-Month CD: 0.40%, 60-Month CD: 0.70%, Savings: 0.05%, MMA: 0.10%

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Accentra Credit Union Rates & Review September 2026

Item: Accentra Credit Union
Rating: 6197
Author: REXk

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

Accentra Credit Union's 6 Month CD Accounts rates are at 3.53%, 6-month CD Special rates are at 3.53%, CD Accounts - 6 month Special rates are at 3.53%, 18 Month CD Accounts rates are at 3.09%, 60 Month CD Accounts rates are at 0.70%. Accentra Credit Union's savings rates are at 0.05%. Accentra Credit Union's money market rates are at 0.10%. Accentra Credit Union's 15 Year Fixed rates are at 6.00%, 10 Year Fixed rates are at 6.00%, 20 Year Fixed rates are at 6.12%, 30 Year Fixed rates are at 6.50%. Accentra Credit Union's Personal Loan Rates are as low as 11.76%. Accentra Credit Union's Credit Card Rates are at 9.90%. MonitorBankRates evaluates the financial stability of Accentra Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.50%. Rates last updated and verified on 09/14/2026.

Accentra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Accentra Credit Union? Share your experience about Accentra Credit Union by leaving a review below, or read customer reviews before you decide to use Accentra Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

10.50%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Accentra Credit Union
Accentra Credit Union

400 4th Ave NE
Austin, MN 55912

https://www.accentracu.org

Accentra Credit Union CD Rates

Product	Rate	APY	Term
6 Month Certificate Accounts	3.50%	3.53%	6 Months Special
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
6-month Certificate Special	-	3.53%	6 months
Min Deposit $500 Details Limited Time Offer: Boost Your Savings with our 6-month Certificate Special! With a 3.53% Annual Percentage Yield (APY), this short-term investment opportunity is designed to maximize your returns while providing the peace of mind of a trusted financial institution. Open a Certificate Key Features: High Yield: Earn an exceptional 3.53% APY* on your investment. Short Term: Lock in your funds for just 6 months and watch your savings grow. Low Minimum Deposit: Start building your wealth with a minimum deposit of only $500. Why Choose Accentra Credit Union? At Accentra, we prioritize our members' financial well-being above all else. With a long-standing reputation for reliability and transparency, we are committed to helping you achieve your financial goals, one step at a time. How to Get Started: Ready to boost your savings? Visit your nearest Accentra Credit Union branch today to open your Special Certificate, or open a Certificate online ! Our friendly team is here to assist you every step of the way. See all Certificate Options Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 6 month Special	3.50%	3.53%	6 Months Special
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
18 Month Certificate Accounts	3.05%	3.09%	18 Months
Min Deposit $10 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
60 Month Certificate Accounts	0.70%	0.70%	60 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
48 Month Certificate Accounts	0.60%	0.60%	48 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
36 Month Certificate Accounts	0.50%	0.50%	36 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
24 Month Certificate Accounts	0.40%	0.40%	24 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
6 Month Certificate Accounts	0.25%	0.25%	6 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
3 Month Certificate Accounts	0.20%	0.20%	3 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Savings Rates

Product	Rate	APY
Business Money Market Savings	0.50%	0.50%
Min Balance $250,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.35%	0.35%
Min Balance $100,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.35%	0.35%
Min Balance $100,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.20%	0.20%
Min Balance $50,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.20%	0.20%
Min Balance $50,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.15%	0.15%
Min Balance $25,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.15%	0.15%
Min Balance $25,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.10%	0.10%
Min Balance $10,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
IRA Savings	0.10%	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.10%	0.10%
Min Balance $10,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Share Savings	0.10%	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.05%	0.05%
Min Balance $0 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings ($0.00)	0.05%	0.05%
Min Balance $0 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings ($2,500.00)	0.05%	0.05%
Min Balance $2,500 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Share Savings	0.05%	0.05%
Min Deposit $5 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Money Market Rates

Product	Rate	APY
Business Money Market Savings	0.50%	0.50%
Min Balance $250,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.35%	0.35%
Min Balance $100,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.35%	0.35%
Min Balance $100,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.20%	0.20%
Min Balance $50,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.20%	0.20%
Min Balance $50,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.15%	0.15%
Min Balance $25,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.15%	0.15%
Min Balance $25,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.10%	0.10%
Min Balance $10,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Account	0.10%	0.10%
Min Deposit $20 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings	0.10%	0.10%
Min Balance $10,000 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Business Money Market Savings	0.05%	0.05%
Min Balance $0 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings ($0.00)	0.05%	0.05%
Min Balance $0 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Money Market Savings ($2,500.00)	0.05%	0.05%
Min Balance $2,500 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Fixed	6.00%	-	6.37%	15 Year
Details As Low As Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
10 Year Fixed	6.00%	-	6.39%	10 Year
Details As Low As Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
20 Year Fixed	6.13%	-	6.42%	20 Year
Details As Low As Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
30 Year Fixed	6.50%	-	6.73%	30 Year
Details As Low As Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity 5 Year Balloon	5.63%	-	5.90%	5 Year Balloon
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity 7 Year Balloon	5.75%	-	6.02%	7 Year Balloon
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity 5 Year Fixed Rate, Up to 80% of Value	5.75%	-	6.04%	5 Year
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity Loan	5.75%	-	6.04%	5 Year Fixed Rate
Details Up to 80% of Value Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity 10 Year Balloon	6.00%	-	6.39%	10 Year Balloon
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity - Line of Credit	-	-	6.75%
Details As Low As; Rate as low as Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity Rate as low as	-	-	6.75%
Details As Low As Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity 10 Year Fixed Rate, Up to 80% of Value	6.75%	-	6.91%	10 Year
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Equity Loan	6.75%	-	6.91%	10 Year Fixed Rate
Details Up to 80% of Value Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - 36 Months	-	-	4.87%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Autos & Trucks	-	-	4.87%	36 Month
Details As low as Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 36 Months Loan	-	-	4.87%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	4.94%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	4.94%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 24 Months Loan	-	-	4.94%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 48 Months Loan	-	-	4.94%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	5.06%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.06%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	5.07%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.07%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	5.11%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.11%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	5.12%	36 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 36 Months Loan	-	-	5.12%	36 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	5.19%	24 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	5.19%	48 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 24 Months Loan	-	-	5.19%	24 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 48 Months Loan	-	-	5.19%	48 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 84 Months	-	-	5.20%	84 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 84 Months Loan	-	-	5.20%	84 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	5.31%	72 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.31%	72 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	5.32%	60 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.32%	60 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	5.36%	12 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.36%	12 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	5.62%	36 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 36 Months Loan	-	-	5.62%	36 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	5.69%	24 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	5.69%	48 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 24 Months Loan	-	-	5.69%	24 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 48 Months Loan	-	-	5.69%	48 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	5.81%	72 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.81%	72 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	5.82%	60 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.82%	60 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	5.86%	12 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.86%	12 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans Loan	5.63%	-	5.90%	Up to 1 Year
No additional details. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	6.37%	36 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 36 Months Loan	-	-	6.37%	36 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	6.44%	24 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	6.44%	48 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 24 Months Loan	-	-	6.44%	24 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 48 Months Loan	-	-	6.44%	48 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	6.56%	72 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 72 Months Loan	-	-	6.56%	72 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	6.57%	60 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 60 Months Loan	-	-	6.57%	60 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	6.62%	12 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Cars, Trucks, and Vans - 12 Months Loan	-	-	6.62%	12 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	6.84%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	6.84%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	6.88%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	6.88%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	7.02%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.02%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	7.09%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.09%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	7.24%	24 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.24%	24 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	7.28%	36 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.28%	36 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	7.32%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.32%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	7.42%	12 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.42%	12 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	7.49%	48 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.49%	48 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	7.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	7.59%	24 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.59%	24 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	7.63%	36 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.63%	36 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	7.72%	60 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.72%	60 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	7.77%	12 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.77%	12 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	7.84%	48 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.84%	48 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	7.96%	72 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	7.96%	72 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	8.08%	60 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.08%	60 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 24 Months	-	-	8.09%	24 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.09%	24 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 36 Months	-	-	8.13%	36 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.13%	36 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 12 Months	-	-	8.27%	12 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.27%	12 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	8.31%	72 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.31%	72 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 48 Months	-	-	8.34%	48 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.34%	48 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 60 Months	-	-	8.58%	60 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.58%	60 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Auto Loan - 72 Months	-	-	8.81%	72 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
New Auto Loan	-	-	8.81%	72 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boats, RVs, Campers - 48 Months Loan	-	6.35%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 36 Months Loan	-	6.38%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 60 Months Loan	-	6.43%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 24 Months Loan	-	6.45%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 72 Months Loan	-	6.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 12 Months Loan	-	6.63%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 84 Months Loan	-	6.71%	84 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	6.84%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	6.88%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.02%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.09%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 48 Months Loan	-	7.10%	48 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 36 Months Loan	-	7.14%	36 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 60 Months Loan	-	7.18%	60 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 24 Months Loan	-	7.20%	24 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	7.24%	24 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	7.28%	36 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 144 Months Loan	-	7.29%	144 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 120 Months Loan	-	7.30%	120 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 72 Months Loan	-	7.31%	72 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	7.32%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 12 Months Loan	-	7.38%	12 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.42%	12 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 84 Months Loan	-	7.46%	84 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.49%	48 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	7.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	7.59%	24 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 48 Months Loan	-	7.60%	48 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	7.63%	36 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 36 Months Loan	-	7.64%	36 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 60 Months Loan	-	7.68%	60 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 24 Months Loan	-	7.70%	24 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	7.72%	60 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 180 Months Loan	-	7.77%	180 Months
Details Age of Vehicle: 0-2 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.77%	12 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 72 Months Loan	-	7.81%	72 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.84%	48 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 48 Months Loan	-	7.85%	48 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 12 Months Loan	-	7.88%	12 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 36 Months Loan	-	7.89%	36 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 60 Months Loan	-	7.94%	60 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 24 Months Loan	-	7.95%	24 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 84 Months Loan	-	7.96%	84 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	7.96%	72 Months
Details Age of Vehicle: 3-4 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 144 Months Loan	-	8.04%	144 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 120 Months Loan	-	8.05%	120 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 72 Months Loan	-	8.06%	72 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	8.08%	60 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	8.09%	24 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 12 Months Loan	-	8.13%	12 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	8.13%	36 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 84 Months Loan	-	8.21%	84 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	8.27%	12 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	8.31%	72 Months
Details Age of Vehicle: 5-7 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	8.34%	48 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 180 Months Loan	-	8.52%	180 Months
Details Age of Vehicle: 3-5 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 144 Months Loan	-	8.54%	144 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 120 Months Loan	-	8.55%	120 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	8.58%	60 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 144 Months Loan	-	8.79%	144 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 120 Months Loan	-	8.80%	120 Months
Details Age of Vehicle: 10+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	8.81%	72 Months
Details Age of Vehicle: 8+ years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Boats, RVs, Campers - 180 Months Loan	-	9.02%	180 Months
Details Age of Vehicle: 6-10 years Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Credit Card Rates

Product	Rate	APR	View More
Visa Credit Card	-	9.90%
Details Enhanced swipe-ability. Great low rate PLUS earn rewards on every purchase. Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Term Loans	11.76%	48 Month
Details As low as Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Accentra Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 Year Balloon Loan	6.00%	-	6.39%	10 Year Balloon
Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
5 Year Balloon Loan	5.63%	-	5.90%	5 Year Balloon
Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
7 Year Balloon Loan	5.75%	-	6.02%	7 Year Balloon
Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Construction Loans	-	-	5.90%
Details As low as Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Improvement Loans	-	-	5.75%
Details As low as Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Home Loans	-	-	5.75%
Details Loan Amount: Up to $10,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Upgrade Your Home Loan	-	-	5.75%
Details As low as Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts	0.10%	-	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 18 Months	3.05%	-	3.09%	18 Months
Min Deposit $10 Details Interest Compounded: Monthly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 24 Months	0.40%	-	0.40%	24 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 3 Months	0.20%	-	0.20%	3 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 36 Months	0.50%	-	0.50%	36 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 48 Months	0.60%	-	0.60%	48 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 6 Months	0.25%	-	0.25%	6 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%
Certificate Accounts - 60 Months	0.70%	-	0.70%	60 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 10.50%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Accentra Credit Union’s Texas Ratio rose from 9.21% in Q2 2023 to 10.50% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$217M	10.50%	5.0	A
December 31, 2025	$210M	13.44%	5.0	A
September 30, 2025	$206M	15.75%	4.9	A-
June 30, 2025	$204M	15.36%	5.0	A-
March 31, 2025	$207M	13.59%	5.0	A
December 31, 2024	$200M	14.57%	5.0	A-
September 30, 2024	$196M	14.48%	5.0	A-
June 30, 2024	$194M	11.48%	5.0	A
March 31, 2024	$199M	10.48%	5.0	A
December 31, 2023	$200M	11.03%	5.0	A
September 30, 2023	$198M	9.74%	5.0	A
June 30, 2023	$200M	9.21%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Accentra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Accentra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Accentra Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Accentra Credit Union

Website https://www.accentracu.org

Address 400 4th Ave NE, Austin, MN 55912

Phone 507-433-1829

Fax 507-434-3300

President Mathew Cizik

CEO Lyndsey Johnson

Full-Time Employees 40

Part-Time Employees 7

Branch Locations 3

ATM Locations 1

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

10.50%

Return on Assets (ROA)

0.2580%

Return on Equity (ROE)

2.5621%

Non-Performing Loans Ratio (NPL)

1.82%

Total Assets

217,067,818

Total Amount of Shares and Deposits

195,158,404

Total Shares and Deposits < 1 Year

191,660,672

Total Shares and Deposits 1 3 Years

3,481,355

Total Shares and Deposits > 3 Years

16,377

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,528,963

Total Uninsured Shares and Deposits > $250K (F+J)

7,528,963

Total Insured Shares and Deposits > $250K (item 17 less item K)

187,629,441

Total Interest Expense (Sum of items 6 8)

436,867

Share Certificates

1,437

Number of Accounts for Share Drafts

10,052

IRA KEOGH Accounts

144

Number of Accounts for Regular Shares

18,093

All other shares

1,758

Money Market Shares

487

Net Income (unless the amount is already included in Undivided Earnings)

560,026

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

26,871,310

Total Liabilities

197,807,967

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Accentra Credit Union earned the Verified Healthy badge

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Customer Reviews

REXk

★★★★★

December 17, 2025

Tkzo

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Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Accentra Credit Union

Frequently Asked Questions About Accentra Credit Union

How many branches does Accentra Credit Union operate?

Accentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Accentra Credit Union?

Yes, to access services at Accentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Accentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Accentra Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Accentra Credit Union offer online and mobile banking?

Most modern institutions like Accentra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accentracu.org.

Current Accentra Credit Union Rates

18-Month CD3.09%
24-Month CD0.40%
60-Month CD0.70%
Savings0.05%
MMA0.10%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Accentra Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Accentra Credit Union Texas Ratio

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Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Accentra Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Accentra Credit Union

How many branches does Accentra Credit Union operate?

Is a member application needed to join Accentra Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Accentra Credit Union offer online and mobile banking?

Current Accentra Credit Union Rates

Compare to Other Credit Unions