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Abbott Laboratories Credit Union Rates & Review September 2026

Abbott Laboratories Credit Union's 20-Month CD Special rates are at 4.25%, 20 month CDs rates are at 4.25%, 60 month HSA CDs rates are at 4.10%, 24 month Variable Rate CD rates are at 4.10%, 48 month HSA CDs rates are at 4.00%. Abbott Laboratories Credit Union's savings rates are at 0.90%. Abbott Laboratories Credit Union's money market rates are at 1.10%. Abbott Laboratories Credit Union's Personal Loan Rates are at 16.20%. MonitorBankRates evaluates the financial stability of Abbott Laboratories Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.49%. Rates last updated and verified on 09/03/2026.

Abbott Laboratories Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Abbott Laboratories Credit Union? Share your experience about Abbott Laboratories Credit Union by leaving a review below, or read customer reviews before you decide to use Abbott Laboratories Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.49%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Abbott Laboratories Credit Union
ALEC
325 Tri State Pkwy
Gurnee, IL 60031
https://www.alecu.org
Member NCUA

Abbott Laboratories Credit Union CD Rates

Product Rate APY Term View More
20-Month Certificate Special - 4.25% 20 months
Min Deposit $500
Details Fixed interest rate. Dividends paid monthly. Automatically reinvested dividends for maximum compounding.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
20 month Certificates 4.17% 4.25% 20 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
60 month HSA Certificates 4.03% 4.10% 60 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 month Variable Rate Certificate - 4.10% 24 months
Min Deposit $500
Details Dividends tied to the U.S. Treasury Bill paid monthly. Automatically reinvested dividends for maximum compounding. Rate varies monthly with the 13-week U.S. Treasury Bill (Index + 0.15%). Rate floor is 0% APY.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
48 month HSA Certificates 3.93% 4.00% 48 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
36 month HSA Certificates 3.83% 3.90% 36 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 month Variable Rate Certificate 3.80% 3.87% 24 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 month Variable Rate HSA Certificate 3.80% 3.87% 24 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 month Variable Rate IRA Certificate 3.87% 3.87% 24 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
24 month HSA Certificates 3.69% 3.75% 24 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
12 month HSA Certificates 3.54% 3.60% 12 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
6 month Certificates 3.45% 3.50% 6 months
Min Balance $500
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Abbott Laboratories Credit Union Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 1.00% 1.00%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Holiday Club Savings 1.00% 1.00%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Savings 1.00% 1.00%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Special Savings 1.00% 1.00%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Holiday Club Savings 0.90% 0.90%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Savings Account 0.90% 0.90%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Special Savings 0.90% 0.90%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Abbott Laboratories Credit Union Money Market Rates

Product Rate APY View More
Money Market+ 1.39% 1.40%
Min Balance $100,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Money Market+ 1.19% 1.20%
Min Balance $50,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Money Market+ 1.09% 1.10%
Min Balance $2,000
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Abbott Laboratories Credit Union Checking Rates

Product Rate APY View More
Rewards Checking 0.60% 0.60%
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Abbott Laboratories Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.74% Up to 36 months
Details 2025-2026 less than 5,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Used Auto - - 4.74% Up to 36 months
Details 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
New Auto Loans - - 5.99% 84 months
Details 2025-2026 less than 5,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
First Time Auto Buyer - - 6.24% 36 months
No additional details.
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Used Auto - - 6.49% 84 months
Details 2019-2025 and 2025-2026 with over 5,000 miles
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Late Model Used Auto - - 7.74% Up to 60 months
Details 2018 and older
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Abbott Laboratories Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 0.00%
Details Intro rate expires: 12 months; Regular APR: 4.00% - 18.00%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
SelectTM Visa - 12.20%
Details Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases. Regular APR: 12.20%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Select RewardsTM Visa - 14.20%
Details Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases. Regular APR: 14.20%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Student SelectTM Visa - 16.20%
Details Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases. Regular APR: 16.20%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Visa Signature RewardsTM - 16.20%
Details Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases. Regular APR: 16.20%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%
Student Select RewardsTM Visa - 18.20%
Details Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases. Regular APR: 18.20%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Abbott Laboratories Credit Union Personal Loan Rates

Product APR Term View More
Visa Signature RewardsTM 16.20%
Details Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases. Regular APR: 16.20%
Last Updated 09/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.49%

Financial Health History

Abbott Laboratories Credit Union’s Texas Ratio stayed near 0.73% in Q2 2023 to 0.49% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 0.73% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.49% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$1.2B0.49%5.0A+
December 31, 2025$1.1B0.40%5.0A+
September 30, 2025$1.1B0.33%5.0A+
June 30, 2025$1.1B0.49%5.0A+
March 31, 2025$1.2B0.38%5.0A+
December 31, 2024$1.0B0.19%5.0A+
September 30, 2024$1.0B0.46%5.0A+
June 30, 2024$1.0B0.64%5.0A+
March 31, 2024$1.1B0.55%5.0A+
December 31, 2023$1.0B0.70%5.0A+
September 30, 2023$995M0.66%5.0A+
June 30, 2023$994M0.73%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Abbott Laboratories Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Abbott Laboratories Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Abbott Laboratories Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Abbott Laboratories Credit Union
Address 325 Tri State Pkwy, Gurnee, IL 60031
Phone 847-688-8000
Fax
President James Wenner
CEO Joseph Trosclair
Full-Time Employees 116
Part-Time Employees 0
Branch Locations 11
ATM Locations 9
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.49%
Return on Assets (ROA)
0.2035%
Return on Equity (ROE)
1.4953%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
1,192,950,142
Total Amount of Shares and Deposits
1,036,223,277
Total Shares and Deposits < 1 Year
873,882,616
Total Shares and Deposits 1 3 Years
128,531,718
Total Shares and Deposits > 3 Years
33,808,943
Total Interest Expense (Sum of items 6 8)
5,122,969
Share Certificates
7,454
Number of Accounts for Share Drafts
23,002
IRA KEOGH Accounts
1,564
Number of Accounts for Regular Shares
32,884
All other shares
4,127
Money Market Shares
3,864
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
137,073,795
Total Liabilities
1,043,475,077
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Abbott Laboratories Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Abbott Laboratories Credit Union
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Frequently Asked Questions About Abbott Laboratories Credit Union

How many branches does Abbott Laboratories Credit Union operate?

Abbott Laboratories Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Abbott Laboratories Credit Union?

Yes, to access services at Abbott Laboratories Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Abbott Laboratories Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Abbott Laboratories Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Abbott Laboratories Credit Union offer online and mobile banking?

Most modern institutions like Abbott Laboratories Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alecu.org.

Current Abbott Laboratories Credit Union Rates

  • 12-Month CD3.60%
  • 24-Month CD3.75%
  • 60-Month CD4.10%
  • Savings0.90%
  • MMA1.10%
Retrieved from our database of financial products. Rates subject to change.