Top 12 Month CD Bank Rates

As bond yields continue to decline this past week, the top 12 month CD bank rates remain steady for now. The best CD rates on 12 month certificates of deposit this week remain at 1.04 percent with an APY of 1.05 percent. Average 1 year bank CD rates actually moved higher this week over last. The current national average 12 month CD rate this week is at 0.66 percent, an increase from last week's average rate of 0.63 percent.