GMAC 12 Month CD Rate

GMAC Bank is offering one of the highest 12 month CD rates out there,  the annual percentage rate is currently 4.27% and the annual percentage yield is 4.36%. There is a $500 minimum to open the CD account. You can open a CD online here or by calling GMAC Bank Customer Care at 1-866-246-BANK (1-866-246-2265).