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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
.png) Communitywide Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Communitywide Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Communitywide Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.76%. Rates were last updated on 04/05/2026. Communitywide Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Communitywide Federal Credit Union? Share your experience about Communitywide Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Communitywide Federal Credit Union. Communitywide Federal Credit Union
Main 1555 W Western Ave
https://www.comwide.com South Bend, IN 46619 3742 
Communitywide Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Communitywide Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Communitywide Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Communitywide Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Communitywide Federal Credit Union
Website
https://www.comwide.com
Address
1555 W Western Ave,
South Bend, IN 46619 3742
Phone
574-239-2700
Fax
574-239-2705
President
Stephen Hart
CEO
Andrew Burggraf
Full-Time Employees
83
Part-Time Employees
1
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.76%
Return on Assets (ROA)
0.7507%
Return on Equity (ROE)
5.7020%
Non-Performing Loans Ratio (NPL)
3.17%
Total Assets
858,901,596
Total Amount of Shares and Deposits
742,109,867
Total Shares and Deposits < 1 Year
688,883,121
Total Shares and Deposits 1 3 Years
49,579,116
Total Shares and Deposits > 3 Years
3,647,630
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
75,462,090
Total Uninsured Shares and Deposits > $250K (F+J)
75,462,193
Total Insured Shares and Deposits > $250K (item 17 less item K)
666,647,674
Total Interest Expense (Sum of items 6 8)
20,447,782
Share Certificates
4,861
Number of Accounts for Share Drafts
11,846
IRA KEOGH Accounts
1,392
Number of Accounts for Regular Shares
69,938
All other shares
1,642
Non Member Deposits
8
Money Market Shares
6,522
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
189,132,538
Total Liabilities
747,893,364
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Communitywide Federal Credit UnionIs Communitywide Federal Credit Union a safe place to deposit money?Yes, Communitywide Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 17.763686345366%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Communitywide Federal Credit Union operate?Communitywide Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Communitywide Federal Credit Union?Yes, to access services at Communitywide Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Communitywide Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Communitywide Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Communitywide Federal Credit Union offer online and mobile banking?Most modern institutions like Communitywide Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.comwide.com. Compare to Other Credit Unions
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