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 United Methodist Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
United Methodist Credit Union's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of United Methodist Credit Union with a 2.7 Star Rating, an F Overall Health Grade, and a Texas Ratio of 42.14%. Rates were last updated on 03/29/2026. United Methodist Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Methodist Credit Union? Share your experience about United Methodist Credit Union by leaving a review below, or read customer reviews before you decide to use United Methodist Credit Union. United Methodist Credit Union
Virginia United Methodist Credit Union 7305 Boulder View Ln
https://www.tumcu.org North Chesterfield, VA 23225 4953 
United Methodist Credit Union Savings Rates
United Methodist Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for United Methodist Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Methodist Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United Methodist Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
United Methodist Credit Union
Website
https://www.tumcu.org
Address
7305 Boulder View Ln,
North Chesterfield, VA 23225 4953
Phone
804-672-0200
Fax
804-672-0444
President
Alvin Horton
CEO
James Eads
Full-Time Employees
6
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
2.7 / 5.0 ★
Overall Health & Safety Grade
F (56/100)
Texas Ratio
42.14%
Return on Assets (ROA)
0.0689%
Return on Equity (ROE)
0.7343%
Non-Performing Loans Ratio (NPL)
4.63%
Total Assets
16,170,868
Total Amount of Shares and Deposits
14,639,712
Total Shares and Deposits < 1 Year
13,937,517
Total Shares and Deposits 1 3 Years
530,281
Total Shares and Deposits > 3 Years
171,914
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,453,971
Total Uninsured Shares and Deposits > $250K (F+J)
1,453,971
Total Insured Shares and Deposits > $250K (item 17 less item K)
13,185,741
Total Interest Expense (Sum of items 6 8)
104,648
Share Certificates
168
Number of Accounts for Share Drafts
525
IRA KEOGH Accounts
23
Number of Accounts for Regular Shares
2,888
Money Market Shares
27
Net Income (unless the amount is already included in Undivided Earnings)
3,907
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
526,151
Total Liabilities
14,653,138
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About United Methodist Credit UnionIs United Methodist Credit Union a safe place to deposit money?Yes, United Methodist Credit Union is considered a safe financial institution. With a Texas Ratio of 42.143464252535%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does United Methodist Credit Union operate?United Methodist Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join United Methodist Credit Union?Yes, to access services at United Methodist Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, United Methodist Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United Methodist Credit Union provides members with tools to manage their accounts and build a solid financial history. Does United Methodist Credit Union offer online and mobile banking?Most modern institutions like United Methodist Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tumcu.org. Current United Methodist Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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