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United Credit Union Mexico, MO Rates & Review April 2026

United Credit Union Mexico, MO's money market rates are at 0.00%. United Credit Union Mexico, MO's Personal Loan Rates are at 2.87%. MonitorBankRates evaluates the financial stability of United Credit Union Mexico, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.48%. Rates were last updated on 03/29/2026.

United Credit Union Mexico, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Credit Union Mexico, MO? Share your experience about United Credit Union Mexico, MO by leaving a review below, or read customer reviews before you decide to use United Credit Union Mexico, MO.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.48%
Excellent Lower than avg
United Credit Union Mexico, MO
Operations
802 E Breckenridge St
Mexico, MO 65265
https://www.unitedcu.org
Member NCUA

United Credit Union Mexico, MO Savings Rates

Product Rate APY View More
Regular Shares, Special Shares, Christmas Club and IRA Shares 0.25% 0.25%
No additional details.
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%

United Credit Union Mexico, MO Money Market Rates

Product Rate APY View More
Money Market Accounts 0.45% 0.45%
Min Balance $50,000
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
Money Market Accounts 0.35% 0.35%
Min Balance $20,000
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
Money Market Accounts 0.30% 0.30%
Min Balance $10,000
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
Money Market Accounts 0.25% 0.25%
Min Balance $2,500
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
Money Market Accounts - 0.00%
No additional details.
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%

United Credit Union Mexico, MO Checking Rates

Product Rate APY View More
Reward Checking 0.60% 0.60%
Details Qualifying balance up to $25,000.00
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%

United Credit Union Mexico, MO Mortgage Rates

Product Rate Points APR Term View More
Private Student Loan - Fixed Rate - - 2.87%
Details As Low As; with autopay
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
Private Student Loan - Variable Rate - - 3.77%
Details As Low As; with autopay
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%

United Credit Union Mexico, MO Student Loan Rates

Product Rate Points APR Term View More
Private Student Loan - Fixed Rate - - 2.87%
Details As Low As; with autopay
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
Private Student Loan - Variable Rate - - 3.77%
Details As Low As; with autopay
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%

United Credit Union Mexico, MO Credit Card Rates

Product Rate APR View More
VISA Platinum and Lifestyle Loan - 9.50%
Details As Low As; Credit Score: 740+, Grade: A+
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
VISA Platinum and Lifestyle Loan - 11.50%
Details As Low As; Credit Score: 690-739, Grade: A
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
VISA Platinum and Lifestyle Loan - 13.50%
Details As Low As; Credit Score: 650-689, Grade: B
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
VISA Platinum and Lifestyle Loan - 15.50%
Details As Low As; Credit Score: 610-649, Grade: C
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
VISA Platinum and Lifestyle Loan - 21.50%
Details As Low As; Credit Score: 580-609, Grade: D
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%
VISA Platinum and Lifestyle Loan - 23.50%
Details As Low As; Credit Score: 579 & LOWER, Grade: E
Last Updated 03/29/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.48%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for United Credit Union Mexico, MO is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Credit Union Mexico, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with United Credit Union Mexico, MO's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name United Credit Union Mexico, MO
Address 802 E Breckenridge St, Mexico, MO 65265
Phone 573-581-8651
Fax 573-581-1436
President Patrick Donovan
CEO Brent Sadler
Full-Time Employees 97
Part-Time Employees 8
Branch Locations 7
ATM Locations 7
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.48%
Return on Assets (ROA)
0.7222%
Return on Equity (ROE)
4.9206%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
302,673,193
Total Amount of Shares and Deposits
257,017,352
Total Shares and Deposits < 1 Year
253,733,215
Total Shares and Deposits 1 3 Years
2,125,037
Total Shares and Deposits > 3 Years
1,159,099
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,913,502
Total Uninsured Shares and Deposits > $250K (F+J)
13,913,502
Total Insured Shares and Deposits > $250K (item 17 less item K)
243,103,850
Total Interest Expense (Sum of items 6 8)
1,846,518
Share Certificates
2,097
Number of Accounts for Share Drafts
20,258
IRA KEOGH Accounts
515
Number of Accounts for Regular Shares
33,698
All other shares
629
Money Market Shares
420
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
49,387,198
Total Liabilities
261,744,022
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About United Credit Union Mexico, MO

Is United Credit Union Mexico, MO a safe place to deposit money?

Yes, United Credit Union Mexico, MO is considered a safe financial institution. With a Texas Ratio of 1.4832624967813%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does United Credit Union Mexico, MO operate?

United Credit Union Mexico, MO currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join United Credit Union Mexico, MO?

Yes, to access services at United Credit Union Mexico, MO, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, United Credit Union Mexico, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, United Credit Union Mexico, MO provides members with tools to manage their accounts and build a solid financial history.

Does United Credit Union Mexico, MO offer online and mobile banking?

Most modern institutions like United Credit Union Mexico, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedcu.org.

Current United Credit Union Mexico, MO Rates

  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.