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Red Rocks Credit Union Rates & Review April 2026

Red Rocks Credit Union's savings rates are at 0.05%. Red Rocks Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Red Rocks Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.02%. Rates were last updated on 03/24/2026.

Red Rocks Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Red Rocks Credit Union? Share your experience about Red Rocks Credit Union by leaving a review below, or read customer reviews before you decide to use Red Rocks Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.02%
Excellent Lower than avg
Red Rocks Credit Union
Red Rocks CU
8195 Southpark Ln
Littleton, CO 80120 4520
https://www.redrocks.org
Member NCUA

Red Rocks Credit Union Savings Rates

Product Rate APY View More
Reverse Tier Savings 5.60% 5.75%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 2.47% 2.50%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 2.23% 2.25%
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 1.98% 2.00%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Reverse Tier Savings 1.74% 1.75%
Min Balance $2,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Reverse Tier Savings 0.30% 0.30%
Min Balance $5,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Reverse Tier Savings 0.25% 0.25%
Min Balance $10,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Reverse Tier Savings 0.10% 0.10%
Min Balance $50,001
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Additional Savings 0.05% 0.05%
Min Balance $250
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Emergency Savings 0.05% 0.05%
Min Balance $250
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 0.05% 0.05%
Min Balance $250
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%

Red Rocks Credit Union Money Market Rates

Product Rate APY View More
High-Yield Money Marketing Savings Account 2.47% 2.50%
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 2.23% 2.25%
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 1.98% 2.00%
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
High-Yield Money Marketing Savings Account 0.05% 0.05%
Min Balance $250
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%

Red Rocks Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 6.25%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%

Red Rocks Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan Refinances - - 4.00%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
New and Used Auto Loans - - 4.99%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%

Red Rocks Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 15.40%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Rewards Visa® - 15.40%
Details Regular APR: 15.40%
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%
Signature Visa® - 15.40%
Details Regular APR: 15.40%
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%

Red Rocks Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 11.00%
Details As Low As
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.02%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Red Rocks Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Red Rocks Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Red Rocks Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Red Rocks Credit Union
Address 8195 Southpark Ln, Littleton, CO 80120 4520
Phone 303-471-7625
Fax 303-471-7690
President Joeri Carty
CEO Darius Wise
Full-Time Employees 48
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.02%
Return on Assets (ROA)
0.1333%
Return on Equity (ROE)
1.3541%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
331,171,417
Total Amount of Shares and Deposits
277,606,949
Total Shares and Deposits < 1 Year
263,610,214
Total Shares and Deposits 1 3 Years
13,574,750
Total Shares and Deposits > 3 Years
421,984
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,148,154
Total Uninsured Shares and Deposits > $250K (F+J)
24,148,154
Total Insured Shares and Deposits > $250K (item 17 less item K)
253,458,795
Total Interest Expense (Sum of items 6 8)
4,924,493
Share Certificates
1,495
Number of Accounts for Share Drafts
7,037
Number of Accounts for Regular Shares
24,106
Non Member Deposits
3
Money Market Shares
549
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,877,501
Total Liabilities
300,794,111
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Red Rocks Credit Union

Is Red Rocks Credit Union a safe place to deposit money?

Yes, Red Rocks Credit Union is considered a safe financial institution. With a Texas Ratio of 5.0154639674776%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Red Rocks Credit Union operate?

Red Rocks Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Red Rocks Credit Union?

Yes, to access services at Red Rocks Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Red Rocks Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Red Rocks Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Red Rocks Credit Union offer online and mobile banking?

Most modern institutions like Red Rocks Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.redrocks.org.

Current Red Rocks Credit Union Rates

  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.