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Utah Auto Loan Rate Trends

Track current and weekly average auto loan rates in Utah, view interactive rate trend charts, and compare local UT aprs against the national average.

New Auto Loan
6.986%
▲ 2.062 this week
As of Apr 1, 2026
Used Auto Loan
5.961%
▼ 0.954 this week
As of Apr 1, 2026

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Current Utah Auto Loan Rate Trends

Auto Loan rates in Utah rose 2.062 this week, pushing the New Auto Loan average to 6.986%, up from 4.924% last week.

At 6.986%, Utah’s average sits 1.101 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in UT.

The Utah auto loan rate averages on this page are calculated from 330 verified auto loan rate quotes collected across 50 banks and credit unions actively operating in Utah. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Utah Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Utah auto loan rate averages compiled from 330 current rate quotes across 50 banks and credit unions operating in UT — updated daily.

As of Apr 1, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Utah auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.