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Rhode Island Auto Loan Rate Trends

Track current and weekly average auto loan rates in Rhode Island, view interactive rate trend charts, and compare local RI aprs against the national average.

New Auto Loan
6.181%
▲ 0.691 this week
As of Apr 1, 2026
Used Auto Loan
6.363%
▼ 0.430 this week
As of Apr 1, 2026

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Current Rhode Island Auto Loan Rate Trends

Auto Loan rates in Rhode Island rose 0.691 this week, pushing the New Auto Loan average to 6.181%, up from 5.490% last week.

At 6.181%, Rhode Island’s average sits 0.296 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in RI.

The Rhode Island auto loan rate averages on this page are calculated from 77 verified auto loan rate quotes collected across 11 banks and credit unions actively operating in Rhode Island. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Rhode Island Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Rhode Island auto loan rate averages compiled from 77 current rate quotes across 11 banks and credit unions operating in RI — updated daily.

As of Apr 1, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Rhode Island auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.