Track current and weekly average auto loan rates in Oregon, view interactive rate trend charts, and compare local OR aprs against the national average.
Auto Loan rates in Oregon rose 0.598 this week, pushing the New Auto Loan average to 6.224%, up from 5.625% last week.
At 6.224%, Oregon’s average sits 0.339 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in OR.
The Oregon auto loan rate averages on this page are calculated from 164 verified auto loan rate quotes collected across 41 banks and credit unions actively operating in Oregon. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Oregon auto loan rate averages compiled from 164 current rate quotes across 41 banks and credit unions operating in OR — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com