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Oregon Auto Loan Rate Trends

Track current and weekly average auto loan rates in Oregon, view interactive rate trend charts, and compare local OR aprs against the national average.

New Auto Loan
6.224%
▲ 0.598 this week
As of Apr 1, 2026
Used Auto Loan
6.463%
▼ 1.087 this week
As of Apr 1, 2026

Current Oregon Auto Loan Rate Trends

Auto Loan rates in Oregon rose 0.598 this week, pushing the New Auto Loan average to 6.224%, up from 5.625% last week.

At 6.224%, Oregon’s average sits 0.339 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in OR.

The Oregon auto loan rate averages on this page are calculated from 164 verified auto loan rate quotes collected across 41 banks and credit unions actively operating in Oregon. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.

Oregon Auto Loan Rate Trends Chart

Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.

Oregon auto loan rate averages compiled from 164 current rate quotes across 41 banks and credit unions operating in OR — updated daily.

As of Apr 1, 2026 • Data provided by MonitorBankRates.com

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Free embeddable iframe widget displaying live weekly average Oregon auto loan rates. Updates automatically each week. Compatible with any CMS or website builder.