Track current and weekly average auto loan rates in Ohio, view interactive rate trend charts, and compare local OH aprs against the national average.
Auto Loan rates in Ohio rose 0.366 this week, pushing the New Auto Loan average to 6.091%, up from 5.725% last week.
At 6.091%, Ohio’s average sits 0.206 above the current national average of 5.885%. This above-average spread may reflect local market conditions or regional lender competition in OH.
The Ohio auto loan rate averages on this page are calculated from 785 verified auto loan rate quotes collected across 120 banks and credit unions actively operating in Ohio. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Ohio auto loan rate averages compiled from 785 current rate quotes across 120 banks and credit unions operating in OH — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com