Track current and weekly average auto loan rates in Missouri, view interactive rate trend charts, and compare local MO aprs against the national average.
Auto Loan rates in Missouri rose 0.080 this week, pushing the New Auto Loan average to 5.472%, up from 5.392% last week.
At 5.472%, Missouri’s average sits 0.412 below the current national average of 5.885%. MO borrowers may have a competitive advantage relative to the national market.
The Missouri auto loan rate averages on this page are calculated from 384 verified auto loan rate quotes collected across 66 banks and credit unions actively operating in Missouri. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Missouri auto loan rate averages compiled from 384 current rate quotes across 66 banks and credit unions operating in MO — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com