Track current and weekly average auto loan rates in Mississippi, view interactive rate trend charts, and compare local MS aprs against the national average.
Auto Loan rates in Mississippi fell 1.052 this week to 5.544%, down from 6.596% last week.
At 5.544%, Mississippi’s average sits 0.341 below the current national average of 5.885%. MS borrowers may have a competitive advantage relative to the national market.
The Mississippi auto loan rate averages on this page are calculated from 182 verified auto loan rate quotes collected across 38 banks and credit unions actively operating in Mississippi. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Mississippi auto loan rate averages compiled from 182 current rate quotes across 38 banks and credit unions operating in MS — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com