Track current and weekly average auto loan rates in Georgia, view interactive rate trend charts, and compare local GA aprs against the national average.
Auto Loan rates in Georgia fell 0.221 this week to 4.702%, down from 4.923% last week.
At 4.702%, Georgia’s average sits 1.183 below the current national average of 5.885%. GA borrowers may have a competitive advantage relative to the national market.
The Georgia auto loan rate averages on this page are calculated from 288 verified auto loan rate quotes collected across 51 banks and credit unions actively operating in Georgia. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Georgia auto loan rate averages compiled from 288 current rate quotes across 51 banks and credit unions operating in GA — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com