Track current and weekly average auto loan rates in Florida, view interactive rate trend charts, and compare local FL aprs against the national average.
Auto Loan rates in Florida fell 0.096 this week to 5.161%, down from 5.258% last week.
At 5.161%, Florida’s average sits 0.723 below the current national average of 5.885%. FL borrowers may have a competitive advantage relative to the national market.
The Florida auto loan rate averages on this page are calculated from 556 verified auto loan rate quotes collected across 92 banks and credit unions actively operating in Florida. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Florida auto loan rate averages compiled from 556 current rate quotes across 92 banks and credit unions operating in FL — updated daily.
As of Apr 1, 2026 • Data provided by MonitorBankRates.com