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Old National Bank Rates & Review April 2026

Old National Bank's 4-month CD rates are at 3.75%, 4-Month Certificate of Deposit rates are at 3.75%. Old National Bank's Jumbo 5/6mo SOFR ARM rates are at 6.00%, 15 Year Fixed rates are at 6.00%, Jumbo 30 Year rates are at 6.38%, VA 30 Year rates are at 6.25%. MonitorBankRates evaluates the financial stability of Old National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 03/28/2026.

Old National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Old National Bank? Share your experience about Old National Bank by leaving a review below, or read customer reviews before you decide to use Old National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.09%
Excellent Lower than avg
Old National Bank
1 Main St
Evansville, IN 47708
https://www.oldnational.com
Member FDIC

Old National Bank CD Rates

Product Rate APY Term View More
4-month CD - 3.75% 4
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
4-Month Certificate of Deposit - 3.75% 4
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%

Old National Bank Checking Rates

Product Rate APY View More
ONB Classic Checking - 0.01%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
ONB Preferred Checking - 0.01%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%

Old National Bank Mortgage Rates

Product Rate Points APR Term View More
Jumbo 5/6mo SOFR ARM 6.00% - 6.01%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
15 Year Fixed 6.00% - 6.08%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
Jumbo 30 Year 6.38% - 6.39%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
VA 30 Year 6.25% - 6.53%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
30 Year Fixed 6.63% - 6.68%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
30 Year Fixed 6.75% - 6.80%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%
FHA 30 Year 6.25% - 8.35%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%

Old National Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 4.85%
Details As Low As; Intro rate expires: 6 months; Regular APR: 6.35%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.09%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Old National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Old National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Old National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Old National Bank
Bank Holding Company OLD NATIONAL BCORP
Address 1 Main St, Evansville, IN 47708  ·  Vanderburgh
FDIC Certificate # 3832
Established 08/27/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 361
Total Branches 361
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.09%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3486%
Return on Equity (ROE) 12.4500%
Non-Performing Loans (NPL) 0.37%
Total Assets $71,771,976,000
Total Deposits $55,594,013,000
Equity Capital $8,112,742,000
Net Income $745,732,000
Headquarters Evansville
Total Offices 361
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
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Total Reviews
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Frequently Asked Questions About Old National Bank

Is Old National Bank a safe place to deposit money?

Yes, Old National Bank is considered a safe financial institution. With a Texas Ratio of 5.0926460831766%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Old National Bank operate?

Old National Bank currently maintains approximately 361 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Old National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Old National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Old National Bank offer online and mobile banking?

Most modern institutions like Old National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oldnational.com.