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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
HIGHMARK Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
HIGHMARK's savings rates are at 1.00%. HIGHMARK's money market rates are at 0.15%. HIGHMARK's Personal Loan Rates are at 4.25%. MonitorBankRates evaluates the financial stability of HIGHMARK with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.99%. Rates were last updated on 03/27/2026. HIGHMARK money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HIGHMARK? Share your experience about HIGHMARK by leaving a review below, or read customer reviews before you decide to use HIGHMARK. 
HIGHMARK Savings Rates
HIGHMARK Money Market Rates
HIGHMARK Auto Loan Rates
HIGHMARK Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for HIGHMARK is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather HIGHMARK rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with HIGHMARK's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
HIGHMARK
Website
http://www.highmarkfcu.com
Address
725 5th St,
Rapid City, SD 57701
Phone
605-716-4444
Fax
605-343-4927
President
Dorothy Peacock
CEO
Mindy Howard
Full-Time Employees
59
Part-Time Employees
5
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.99%
Return on Assets (ROA)
0.5812%
Return on Equity (ROE)
7.6442%
Non-Performing Loans Ratio (NPL)
1.21%
Total Assets
256,770,578
Total Amount of Shares and Deposits
235,339,957
Total Shares and Deposits < 1 Year
213,081,140
Total Shares and Deposits 1 3 Years
20,982,408
Total Shares and Deposits > 3 Years
1,276,408
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,336,990
Total Uninsured Shares and Deposits > $250K (F+J)
29,336,990
Total Insured Shares and Deposits > $250K (item 17 less item K)
206,002,967
Total Interest Expense (Sum of items 6 8)
3,602,580
Share Certificates
1,792
Number of Accounts for Share Drafts
9,837
IRA KEOGH Accounts
477
Number of Accounts for Regular Shares
14,461
Non Member Deposits
6
Money Market Shares
446
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
31,801,453
Total Liabilities
240,606,972
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About HIGHMARKIs HIGHMARK a safe place to deposit money?Yes, HIGHMARK is considered a safe financial institution. With a Texas Ratio of 11.992505126066%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does HIGHMARK operate?HIGHMARK currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join HIGHMARK?Yes, to access services at HIGHMARK, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, HIGHMARK does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, HIGHMARK provides members with tools to manage their accounts and build a solid financial history. Does HIGHMARK offer online and mobile banking?Most modern institutions like HIGHMARK provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.highmarkfcu.com. Current HIGHMARK Rates
Retrieved from our database of financial products. Rates subject to change.
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