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credit-union-cd-ratesCredit unions have historically provided their members with higher rates on certificate of deposits and savings accounts. Credit unions also offer lower rates on loans and mortgages.  

To take advantage of these better rates you have to join a credit union. The union is owned and run by its members and its purpose is to provide better rates for its members.

Here is a small sample of 1 year credit union CD rates as of March 2nd, 2009.

The average rate for a 1 year certificate of deposit from a bank is just above 2.00%. So you definitely can get a better interest rate by joining a credit union.

 

 

 
Author: Jason P. Jones
March 2nd, 2009

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