Oak Creek, Wisconsin (WI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Oak Creek, Wisconsin and the surrounding area include The Huntington National BankThe Huntington National Bank8995 S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, PNC BankPNC Bank125 E Puetz Rd, Oak Creek, WI 53154A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, WaterStone BankWaterStone Bank6560 S 27th St, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 1.42% Life Moments Savings at 3.00% APY, North Shore BankNorth Shore Bank8701 S Howell Ave, Oak Creek, WI 53154A+5.0 ★Texas Ratio: 0.63% Premier Health Savings Account at 3.00% APY, and Citizens Community Federal (CCFBank)Citizens Community Federal (CCFBank)7001 S Howell Ave, Oak Creek, WI 53154A5.0 ★Texas Ratio: 7.11% Senior Money Market Savings at 2.52% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Oak Creek, Wisconsin, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Oak Creek, Wisconsin (WI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Oak Creek, Wisconsin and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Oak Creek, Wisconsin & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
8995 S Howell Ave, Oak Creek, WI 53154
High-Yield Savings
3.55%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
125 E Puetz Rd, Oak Creek, WI 53154
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Life Moments Savings
3.00%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Health Savings Account
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
8995 S Howell Ave, Oak Creek, WI 53154
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
7001 S Howell Ave, Oak Creek, WI 53154
Senior Money Market Savings
2.52%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Health Savings Account
2.00%
$0
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Savings
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Premier Health Savings Account
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
130 W Town Square Way, Oak Creek, WI 53154
HSA2 (Health Savings Account)
0.76%
$0
▼
Rate0.76%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
7001 S Howell Ave, Oak Creek, WI 53154
Senior Money Market Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
130 W Town Square Way, Oak Creek, WI 53154
IBEW Savings4
0.51%
$0
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Citizens Community Federal (CCFBank)
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
7001 S Howell Ave, Oak Creek, WI 53154
Senior Money Market Savings
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
8129S S Howell Ave, Oak Creek, WI 53154
Health Savings Account Rate
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Health Savings Account (HSA)
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Required Minimum Balance to Earn APY: $50,000.00 or more
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Health Savings Account (HSA)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Required Minimum Balance to Earn APY: $25,000.00 - $49,999.99
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7801 S Howell Ave, Oak Creek, WI 53154
Health Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Health Savings Account (HSA)
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Required Minimum Balance to Earn APY: $10,000.00 - $24,999.99
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Health Savings Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
7902 S Main St, Oak Creek, WI 53154 1902
Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Personal, Youth, Business, Organization
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Health Savings Account (HSA)
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Required Minimum Balance to Earn APY: $5,000.00 - $9,999.99
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Stepping Stone Savings*
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Stepping Stone Savings*
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
IRA Access Savings
0.10%
$10
▼
Rate0.10%
Min Deposit$10
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Health Savings Account (HSA)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Required Minimum Balance to Earn APY: $4,999.99 or less
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Seymour Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
North Shore Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
8701 S Howell Ave, Oak Creek, WI 53154
Everyday Savings
0.08%
$0
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
130 W Town Square Way, Oak Creek, WI 53154
Prime Share Savings
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
130 W Town Square Way, Oak Creek, WI 53154
Special & Club Savings Accounts
0.06%
$0
▼
Rate0.06%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Blue's Jr. Bankers Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
WaterStone Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
6560 S 27th St, Oak Creek, WI 53154
Stepping Stone Savings*
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
8129S S Howell Ave, Oak Creek, WI 53154
VIP Savings Account Rate
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Landmark Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.95%
8129S S Howell Ave, Oak Creek, WI 53154
Business Savings Account Rate
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
125 E Puetz Rd, Oak Creek, WI 53154
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
125 E Puetz Rd, Oak Creek, WI 53154
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Guardian Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
7801 S Howell Ave, Oak Creek, WI 53154
Shares (Regular Savings)
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Avestar Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.55%
125 W Madison St, Waterloo, WI 53594
Round Up Savings Account
10.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Reward Savings
7.50%
$0
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $500.00
Simplicity Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI 54449 1543
Youth and Young Adult Savings
7.00%
$0
▼
Rate6.82%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $2,500.00
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
TBD Savings
5.12%
$5
▼
Rate5.00%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Capital Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.58%
926 W College Ave, Appleton, WI 54914 5261
SavingsPlus
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $500.00
Marshfield Medical Center Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
302 W Upham St, Marshfield, WI 54449 1461
Kasasa Saver® Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $20,000.00
Arcadia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
535 Dettloff Dr, Arcadia, WI 54612 1737
Christmas Club Share
4.25%
$0
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Park City Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
1213 N 4th St, Tomahawk, WI 54487
Rewards Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sentry Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1800 N Point Dr, Stevens Point, WI 54481 1253
Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI 53718 7982
Savings Account
3.79%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Fort Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.90%
1610 Janesville Ave, Fort Atkinson, WI 53538
Goal Getter Savings
3.56%
$5
▼
Rate3.50%
Min Deposit$5
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $15,000.00
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Super Shares
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
PCM Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
601 Willard Dr, Green Bay, WI 54304
Top Ten Shares
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
605 West Ave S, La Crosse, WI 54601
Premium Money Market Savings
3.40%
$1,000,000
▼
Rate3.36%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 27, 2026
Details
Northwoods Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1224 4th Ave S, Park Falls, WI 54552 1923
Premier IRA Club Savings3
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Must open a Premier Checking and maintain a minimum average balance of $5,000.00 to receive this rate
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Oak Creek, WI Savings Rate Trends
Compare local Oak Creek, WI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — WI Avg
1.228%
▼ 1.836 from last week
Wisconsin high-yield savings rates fell 1.836 points this week to 1.228% APY, down from 3.064% last week.
Standard Savings — WI Avg
0.493%
▲ 0.014 from last week
Wisconsin standard savings rates rose 0.014 points this week to 0.493% APY, up from 0.479% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Oak Creek, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Oak Creek, Wisconsin. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in WI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Oak Creek, Wisconsin
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Wisconsin, help your money grow faster through a higher APY.
Are savings accounts in Oak Creek, Wisconsin safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.
How often do savings rates change in Oak Creek, Wisconsin?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Oak Creek, Wisconsin may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Oak Creek, Wisconsin?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Oak Creek, Wisconsin offer in-person customer service, which some customers prefer.
How do I open a savings account in Oak Creek, Wisconsin?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Oak Creek, Wisconsin
Here are recent savings rates observed in Oak Creek, Wisconsin and the surrounding area:
- The Huntington National Bank
High-Yield Savings — 3.55% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - WaterStone Bank
Life Moments Savings — 3.00% APY - North Shore Bank
Premier Health Savings Account — 3.00% APY - Citizens Community Federal (CCFBank)
Senior Money Market Savings — 2.52% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Oak Creek, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
