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FirstFedDirect Bank Savings Account

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FirstFedDirect, the online banking division of OneWest Bank, is offering an online savings account with a current savings account rate of 1.04 percent. The savings account has an annual percentage yield (APY) of 1.05 percent.

The “Internet Advantage Savings Account” is available in all states except in California. There are no monthly savings account fees. There is no minimum balance to open the savings account.

Account balances are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 per depositor per account. Interest on the savings account is compounded daily which gives the account a higher APY than accounts with interest compounded monthly or quarterly.
Author: Lisa Graham
February 13th, 2010