North Dakota Money Market Rate Trends
Track current and weekly average money market account APYs across all products in North Dakota, view interactive rate trend charts, and compare ND APYs against the national average.
Current North Dakota Money Market Rate Trends
High-Yield Money Market APYs in North Dakota fell by -1.255 this week, bringing the current average APY down to 1.753%. Savers are seeing slightly reduced yields compared to last week, when the average stood at 3.008%.
At 1.753%, North Dakota's High-Yield Money Market APY sits +0.364 above the current national average of 1.390%. This above-average spread may reflect more competitive deposit offerings from local banks and credit unions in ND.
The Standard Money Market APY in North Dakota currently averages 1.107%, compared to 1.170% last week. Savers weighing account type should note that standard money market APYs are typically lower than high-yield offerings but may come with fewer balance requirements or restrictions.
The North Dakota money market account rate averages displayed on this page are calculated from our database of over 8,500 banks and credit unions actively operating across the state of North Dakota. Our proprietary systems collect and verify deposit rates daily — tracking what real licensed institutions are actually offering to depositors. Every day we aggregate those individual data points into state-level averages that represent a true, real-market picture of what ND residents are being offered today.
Unlike comparison sites that show only a handful of institutions, MonitorBankRates maintains a continuously updated money market account rate database spanning community banks, regional lenders, national institutions, and credit unions across North Dakota. This scale allows us to calculate averages that reflect the full deposit landscape — not just the most aggressive advertisers — giving savers, journalists, and financial professionals a more accurate benchmark for what APYs actually look like in ND.
Data reflects average APYs offered by licensed institutions operating in ND. Last Updated: March 29, 2026
North Dakota Money Market Rate Trends
Weekly average APYs across all money market products. Hover over the chart to see exact APYs for each week.
As of Mar 29, 2026 • Data provided by MonitorBankRates.com
For Media, Researchers & Real Estate Professionals
Journalists covering North Dakota financial markets, personal finance professionals advising clients on deposit strategy, and academic researchers studying regional banking patterns are welcome to cite and reference this data. All historical ND money market rate data is free to use for editorial, research, and educational purposes.
Please attribute MonitorBankRates.com when referencing our figures in any publication, article, or report — and optionally link to https://www.monitorbankrates.com/money-market-rates/north-dakota/trends. For custom data pulls, contact us here.
