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Highest CD Rates Minneapolis, MN

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highest-cd-rates-minneapolis-mnCD rates have been low since the deep recession started in 2008. Right now, 3 month CD rates are averaging 0.40 percent. The current average 12 month CD rate isn't much higher only averaging 0.86 percent this morning. Long term CD rates are lower than 12 month CD rates were two years ago. The current national average 5 year CD rate is 2.23 percent. You can find bank CD rates and credit union CD rates higher than the national average rates. If you're lucky you'll find CD rates 1.00 percent above the national average rates.

Looking for the best CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest bank CD rates and credit union CD rates. 


We search our tables for the highest CD rates in Minneapolis, Minnesota. Flagstar Bank and Sallie Mae Bank have the highest 12 month CD rates on our list in Minneapolis. The two banks are currently offering 1 year CD rates at 1.54 percent with an annual percentage yield (APY) of 1.55 percent.Bank of Internet is next on the list with the third highest CD rate. The bank’s current 12 month bank CD rate is 1.53 percent with an APY of 1.54 percent.

Highest CD Rates in Minneapolis, MN

  • Flagstar Bank 1.55% APY Min $500  
  • Sallie Mae 1.55% APY Min $ 1    
  •  Bank of Internet USA 1.54% APY Min $1000   
  • Discover Bank 1.50% APY Min $2500  
  • American Express Bank FSB 1.50% APY Min $ 0    
  • Tennessee Commerce Bank 1.50% APY Min $2500      
  • Ally Bank 1.49% APY Min $ 1     
  • AIG Bank 1.49% APY Min $2500     
  • Giantbank.com 1.46% APY Min $2500    
  • Nationwide Bank 1.40% APY Min $10,000     
  • PenFed  1.37% APY Min $1000     
  • ProGrowth Banks 1.33% APY Min $10,000      
  • EverBank 1.24% APY Min $1500   
  • BankDirect 1.11% APY Min $10,000      
  • Allstate Bank 1.01% APY Min $1000      
  • ING DIRECT 1.00% APY Min $ 1      
12 Month CD Rates Below 1.00%
  • First Internet Bank of IN 1.00% APY Min $1000     
  • Ameriprise Bank FSB 0.90% APY Min $10,000    
  • E-LOAN.com 0.85% APY Min $10,000      
  • Citibank 0.80% APY Min $10,000    
  • Bank of America 0.65% APY Min $10,000      
  • Capital One Direct Banking 0.50% APY Min $5000    
  • TCF National Bank 0.50% APY Min $500      
  • HSBC Advance 0.40% APY Min $100
  • Zions Bank 0.35% APY Min $1000        
  • Wells Fargo Bank 0.30% APY Min $10,000     
  • U.S. Bank 0.25% APY Min $10,000      
  • Chase 0.20% APY Min $10,000
 
Author: Brian McKay
June 18th, 2010