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CD Rate Report August 3, 2015

Average CD rates moved higher this week for all CD terms with the exception of 3 month rates. The biggest average CD rate increase was on the longest term certificates of deposit. 5 year CD rates on average increased from 1.66 percent last week to 1.76 percent this week.

Listed below are average CD rates and the best CD rates for certificate of deposit terms ranging between 2 months and 5 years.




Average CD Rates August 3, 2015

  • 3 Month Average CD Rate 0.24% (unchanged)

  • 6 Month Average CD Rate 0.58% (up 0.01%)

  • 12 Month Average CD Rate 1.06% (up 0.04%)

  • 24 Month Average CD Rate 1.22% (up 0.06%)

  • 60 Month Average CD Rate 1.76% (up 0.10%)


Best CD Rates Available August 3, 2015

2 Month CD



  • MyCBB Rate 0.80% Yield 0.80%

  • E-Loan Rate 0.16% Yield 0.16%

  • Loan Star Bank Rate 0.15% Yield 0.15%

  • Virtual Bank Rate 0.15% Yield 0.15%


3 Month CD



  • California First National Bank Rate 055% Yield 0.55%

  • First Internet Bank of Indiana Rate 0.45% Yield 0.45%

  • AloStar Bank of Commerce Rate 0.40% Yield 0.40%

  • Goldwater Bank Rate 0.40% Yield 0.40%

  • Virtual Bank Rate 0.40% Yield 0.40%

  • Barclays Rate 0.35% Yield 0.35%

  • Discover Bank Rate 0.35% Yield 0.35%

  • Nordstrom Bank Rate 0.35% Yield 0.35%

  • EverBank Rate 0.35% Yield 0.35%


6 Month CD



  • California First National Bank Rate 0.85% Yield 0.85%

  • MyCBB Rate 0.85% Yield 0.85%

  • EH National Bank Rate 0.80% Yield 0.80%

  • My e-BAnC by BAC Florida Bank Rate 0.80% Yield 0.80%

  • AloStar Bank of Commerce 0.80% APY 0.80%

  • ableBanking, a division of Northeast Bank Rate 0.80%

  • Silvergate Bank Rate 0.75% Yield 0.75%


9 Month CD



  • New Dominion Bank Rate 0.89% Yield 0.90%

  • AloStar Bank of Commerce Rate 0.80% Yield 0.80%

  • giantbank.com Rate 0.70% Yield 0.70%

  • Discover Bank Rate 0.70% Yield 0.70%

  • GE Capital Bank Rate 0.70% Yield 0.70%

  • Virtual Bank Rate 0.70% Yield 0.70%


1 Year CD



  • CIT Bank Rate 1.24% Yield 1.25%

  • Synchrony Bank Rate 1.24% Yield 1.25%

  • Sallie Mae Rate 1.24% Yield 1.25%

  • E-Loan Rate 1.24% Yield 1.25%

  • Bank Direct Rate 1.20% Yield 1.21%

  • AloStar Bank of Commerce 1.20% Yield 1.21%

  • My e-BAnC by BAC Florida Bank Rate 1.19% Yield 1.20%

  • Colorado Federal Savings Bank Rate 1.19% Yield 1.20%

  • Home Savings Bank Rate 1.19% Yield 1.20%


18 Month CD



  • Synchrony Bank Rate 1.24% Yield 1.25%

  • Nordstrom Bank Rate 1.24% Yield 1.25%

  • AloStar Bank of Commerce Rate 1.20% Yield 1.21% (increased 0.06%)

  • Virtual Bank Rate 1.20% Yield 1.21%

  • My e-BAnC by BAC Florida Bank Rate 1.19% Yield 1.20%


2 Year CD



  • E-Loan Rate 1.51% Yield 1.52%

  • Silvergate Bank Rate 1.45% APY 1.46%

  • Synchrony Bank Rate 1.44% Yield 1.45%

  • PenFed Rate 1.40% Yield 1.41%

  • CIT Bank Rate 1.39% Yield 1.40%

  • AloStar Bank of Commerce Rate 1.39% Yield 1.40%


3 Year CD



  • EverBank Rate 1.65% Yield 1.66%

  • Silvergate Bank 1.65% Yield 1.66%

  • E-Loan 1.64% Yield 1.65%

  • Sallie Mae 1.59% Yield 1.60%

  • First Internet Bank of Indiana 1.50% Yield 1.51%

  • Synchrony Bank 1.49% Yield 1.50%

  • Lone Star Bank 1.49% Yield 1.50%

  • AloStar Bank of Commerce 1.48% Yield 1.50%


4 Year CD



  • EverBank Rate 1.89% Yield 1.91%

  • Nationwide Bank Rate 1.84% Yield 1.86%

  • CIT Bank Rate 1.80% Yield 1.82%

  • Virtual Bank Rate 1.77% Yield 1.78%

  • Capital One 360 Rate 1.75% Yield 1.76%

  • First Internet Bank of Indiana 1.75% Yield 1.76%

  • Discover Bank Rate 1.74% Yield 1.76%

  • Synchrony Bank Rate 1.73% Yield 1.75%


5 Year CD



  • E-Loan 2.28% Yield 2.31% (new top CD rate)

  • Synchrony Bank Rate 2.23% Yield 2.25%

  • Capital One Rate 360 2.23% Yield. 2.25%

  • First Internet Bank of Indiana Rate  2.15% Yield 2.17%


You can always find the most current online CD rates by searching our database of rates at MonitorBankRates.
 
Author: Brian McKay
August 3rd, 2015