Track current and weekly average personal loan rates in Massachusetts, view interactive rate trend charts, and compare local MA aprs against the national average.
Personal Loan rates in Massachusetts fell 0.658 this week to 11.612%, down from 12.270% last week.
At 11.612%, Massachusetts’s average sits 0.531 above the current national average of 11.082%. This above-average spread may reflect local market conditions or regional lender competition in MA.
The Massachusetts personal loan rate averages on this page are calculated from our database of over 8,500 banks and credit unions actively operating across all 50 states. Our proprietary systems collect and verify rates daily — tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Daily average rates since March 15, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
As of Mar 31, 2026 • Data provided by MonitorBankRates.com